HouseJob Chronicles: 5 Ways NOT To Take Things Personal.

Hello People,

I had an experience at work the other day, interesting in retrospect, but very emotional for me at the time. I was hurt by some stuff one of my “Ogas at the top” said, and I ended in tears.

It was so embarrassing…long story short, I came out of the experience a better me.

In this post, I’d like to share a few tips with you about how NOT to take things personal as a House Officer, especially if you work (or plan to work) in Nigeria.

Enjoy!

***

1. Offenses will come.
Offenses are a part of life we all can’t do without. On a daily basis, we offend people and people offend us.

Unfortunately, even in the work-environment where everyone is expected to be cordial, people step on one another’s toes all the time.

As a House Officer, patients will annoy you, your colleagues will make you angry, and your seniors will frustrate you.

The way some patients view medical interns…πŸ™„

Sadly, a lot of Nigerian doctors still see BULLYING as a necessary evil, and unless there’s a change in such mindset, House Officers will continue to be at the receiving end.

It’s in your own best interest to develop a thick skin against such scenarios, because they will surely come.

2. Keep Moving On.
No matter how bad a day seems, that day will pass.

Days will turn into weeks, weeks into months, and before you know it, your housejob experience is over.

If you want to survive as a House Officer unscathed, learn to move on quickly!

3. Be Considerate.
Eventually, what goes around comes around.

As a newbie doctor, maybe it’s time to change the narrative.

Be the difference you want to see.

To your patients show empathy. You have no idea what some of them are passing through.

To your colleagues show comradeship. You’re together in the struggle.

To your seniors show loyalty. They were once in your shoes.

It takes a little kindness to make a BIG difference.

In all, do your best and give the quality of care, treatment and respect you want others to give you.

4. Know your elastic limit.

When all is said and done, it is NOT every nonsense that you should allow.

I’m yet to walk out of a ward round, because God has REALLY helped me.

And I hope the day never comes because if it so happens…hehe

Like I say to anyone who cares to listen, I’m the only doctor in my family…I cannot come and die.

For your own sanity, speak up when you MUST.

If a colleague wants to take advantage of you, call such person to order.
If a patient tries to disrespect you, set him/her straight.
And if your seniors verbally or physically abuse you, to an extent that is unhealthy to your self-esteem, please report them to the appropriate quarters.

You’re a doctor, not a door-mat!

5. Laugh out Loud
When all is said and done, someone may just be having a bad day and looking for a channel to vent.

DO NOT become the scapegoat.

Try to to give your best at ALL times. Be timely. Be proactive. Don’t be lazy. Don’t be rude. Know your limits.

Refuse to be a casualty in another person’s mood instability.

And when you’ve done all you can, and someone still wants to make you angry or sad, just LAUGH OUT LOUD.

Image Credit: iStock
Laugh so hard that it confuses your “Tormentor.”

A little humor can really go a long way!

Remember, you’re STRONGER than you think.

Source: WEB

For me, whenever I start to feel overwhelmed by the sheer stress of the job, the Holyspirit gently reminds me that…

So I don’t complain, I give thanks.

***

I screen grabbed this from a friend’s status the other day. Truly this job Issa calling! 

Last, last, all of us will be ALRIGHT. 

….
Cheers!

:::requ1ne:::

    ❀️❀️❀️

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JULY|| Trusting God

Welcome to July, Friends.

Can you even believe we are halfway done with 2018 already? And what a year it’s been.
Of a truth, God is faithful in keeping his promises.

As we anticipate the unfolding of the latter half of this year, may we be strengthened to accomplish our goals, overcome every limitation and meaningfully contribute to our societies and generation at large.

A recurring truth for me this season, has been…


Looking back to the first half of this year alone, if not for God’s mercies, I would have been consumed. 

And if I didn’t trust in his promises, I would have made some foolish decisions- out of fear, lust, impatience, or anger. 

In my walk with him, I’m learning that…

If God can be TRUSTED, then God must be OBEYED.

I love this verse from the popular hymn – Trust and Obey;

“But we never can prove 

The delights of His love,

Until all on the altar we lay; 

For the favor He shows, 

And the joy He bestows,

Are for them who will trust and obey.”



So what are you trusting God for this Season?

  • A Job?

Are you just interested in a well-paying job or you’re MORE concerned about God ordering your steps to the right place, even if the pay is not so great?

  • Your Marriage?

Are you extending grace, forgiveness and patience to your spouse?
Are you keeping a healthy boundary with members of the opposite sex? Do you seek godly counsel when you’re faced with challenges?

  • Financial provision?

Are you applying wisdom in spending? Do you practice delayed gratification? Do you have a savings/investment plan? How much of a cheerful giver are you?

I don’t know what your unique situation is, but I know that if we trust God fully, obedience will be easy.

There can be no sincere OBEDIENCE without genuine TRUST and LOVE is the foundation of TRUST. 


To take it a step further,

The quality of our trust often determines the promptness of our obedience.


I was in a bible-study recently, and the teacher made a statement that shook me.

Delayed Obedience is NOT Obedience.

And therein lies the challenge. For some of us, we don’t necessarily have a problem with obeying God, we just want to take our time to do what he asks of us.

But God wants us to obey him as a matter of URGENCY, because the King’s business demands haste.

The truth is, God knows what we don’t know. He alone knows how to strategically bring our past, present and future together in his perfect timing. Hence we must NEVER hesitate to obey.

So if God gives me a business idea, I need to let go of my fears and proceed with it ASAP, because someone somewhere, my community and an entire generation might just be awaiting the uniqueness of the service I have to offer.

Let me also add that,

Partial Obedience is NOT Obedience.

So if God says I should forgive someone, I must forgive the person completely. Kingdom matters must be taken as a matter of precision. 

Whenever we fail to fully obey God, it shows we still don’t trust him enough to completely do what he says.

As much as our obedience is ultimately NOT about us, but about God, we must also realize that obeying God is ALWAYS in our best interest.

Obedience is the only way to fully enjoy God’s blessings. It may be difficult at first, but it’s always worth it in the end.


It feels like a sermon, right? I hope you were blessed, because I was!

***

Highlights for this month:

  • ❀️Worship
  • ❀️Word


Zechariah 4:6-7 GNB


β€œThe angel told me to give Zerubbabel this message from the LORD: β€œYou will succeed, not by military might or by your own strength, but by my spirit. Obstacles as great as mountains will disappear before you. You will rebuild the Temple, and as you put the last stone in place, the people will shout, β€˜Beautiful, beautiful!’ ””

This “word” is making me literally jump in my spiritπŸ’ƒπŸ’ƒπŸ’ƒ

  • ❀️Reading

1. I’ll have what she’s having (Bobbie Houston)

2. Money won’t make you rich (Sunday Adelaja)

3. Friends, Partners and Lovers (Kevin A Thompson)

4. Fire brand (Debola-Deji Kurumi)

  • ❀️Currently Loving Me

In recent times, I’ve had time to reflect on the course of my life.

I’m thankful for my journey, because it has been no ordinary one.

As I look back to about a decade back, I can see the intricate workings of an all sovereign God behind the scenes…

Throwback of destiny!!!!πŸ˜‚πŸ˜‚πŸ˜‚

Thankful for the near-misses and the mistakes, for every time I fell and got up again.

Thankful for every risk I have taken, and for every accomplishment I’ve had.

Thankful for every delay, frustration and disappointment, they ultimately drew me closer to God.

Thankful for every answered prayer, breakthrough and miraculous intervention.

Thankful for every divinely orchestrated relationship, for friends of life and destiny.

Thankful for every day growth even in the midst of challenges.

Thankful because my path has been like a shining light that shines brighter and brighter unto the perfect day πŸ™Œ

I certainly don’t look like all I’ve been through…Hehe

Cuteness overload 😍

Indeed, the God of my journey NEVER disappoints, NEVER!!!

****

I just want to encourage you, make it a priority this July to… 

Photo credit: WEB

Cheers!
:::requ1ne:::
❀️❀️❀️

Book Review|| School of the Spirit

Author: Roberts Liardon

Genre: Christian, Non-Fiction

How I came about the book

I was gifted a hardcopy by a sister from my campus fellowship more than eight years ago (and only got to complete it this year πŸ™ˆ).

Expectations

Somehow I expected the book to be “deep” (with lots of biblical rhema and theological stuff), so I was surprised by how easy to understand it was.

Observations
A very candid, eye-opening and practical read.

PS: If you don’t want to hear the truth don’t read this book!

Lessons

(If given the chance, I’ll share every single lesson I highlighted. But no spoilers, okay?)

⁃ The Spiritual life is a COMMAND and not a suggestion.

⁃ Lessons won’t do you any good unless they are acted upon.

⁃ Majority of us christians lead substandard spiritual lives. We rely more on our senses and feelings than the Holy Spirit’s leading.

⁃ All things begin with GOD. In the beginning, God created…So God should always take the priority in all things.

⁃ The price for a life in the spirit, is OBEDIENCE. You must be willing to pay this price day and night. You either receive God’s instructions or reject them!

⁃ Sin and Glory do not mix. Sin must give way for God’s glory to be manifest.

⁃ No sin can be hidden from God. It’s foolishness to try to do so.

⁃ If you are not growing in the spirit, you’re sliding back. There’s no neutral ground.

⁃ God wants us to live, but we must continually choose life everyday.

⁃ To live below what God expects of us is to be disrespectful of him. To not make use of the provision he has made available for us is to be disrespectful of him.

⁃ A strong spirit is not a gift, it’s something you have to discipline yourself to build.

⁃ The outward anointing is good but strength of character is better.

⁃ Joseph and Samson were both called of God, anointed of God and known of God. Sadly that’s where the similarities ended, because one developed his spirit while the other didn’t.

⁃ When there’s a strong anointing and a weak spirit, you have a schizophrenic Christian life.

⁃ Your body has no conscience, it only has wants. The body mainly craves for three things: Sex, Food and Comfort.

⁃ Anointing does not resist the devil. You can be anointed and still fall into temptation.

⁃ You need a strong spirit to control a weak flesh. If you don’t tell your body what to do, your body will tell you what to do.

⁃ The ANOINTING demonstrates the great power of God through us, while our CHARACTER demonstrates the transforming power of God in us.

⁃ Whatever degree you go into God’s word is the degree to which it will provide you with strength and understanding. If you go in shallow, you’ll live superficially. If you go in deep, you’ll live like a STRONG christian.

⁃ It is whatever is in you that manifests when pressure comes. If there’s no word in your heart, you are going to sin against the Lord.

⁃ The word cleanses, regenerates, renews, strengthens and builds.

⁃ If you think you’re too busy to pray, remember the devil is also busy, seeking whom to devour.

⁃ We were created to be led. If God’s Spirit isn’t leading you, something/someone else is. You never stop following, you just change guides.

⁃ God never leads you into anything that is second-rate, he always want what is the best for his children at all times.

⁃ God never has a PLAN B. With God you can put all your eggs in one basket.

⁃ We are responsible for developing our spirits to the point where we can hear God for ourselves.

⁃ If you want to be supernatural, you must learn to be led.

⁃ God is not a violater of the human will. He respects it. The devil however loves to violate the human will and that’s why he takes men captive.

⁃ Your will is the door you decide to close or open. It is your ability to choose.

⁃ The goal of the enemy in the battle for your soul is your will.

⁃ God always tells us what to do but gives us the freedom to obey or disobey.

⁃ You don’t need to be educated to be a great tool in the hands of God. Education is only a means to an end, it is not the goal. Christ is.

⁃ You don’t need to be more EDUCATED to be more OBEDIENT. The opposite is true for many people.

⁃ Imaginations are good but can become monsters, if they are not submitted to God.

⁃ If we are not free from the past, we cannot live in the present or reach for the future.

⁃ A carnal Christian is a person who has a born again experience but is not living it. A person who is born again but lives in the flesh does not scare the devil.

⁃ If you meditate on God’s word long enough you’ll notice a change in your thinking pattern.

⁃ Your body is the vessel through which the gospel is carried to the nations.

⁃ Your body is your responsibility, what it does or does not do, is your responsibility.

⁃ If you leave your body to itself, it’ll do what it wants, when it wants, with whom it wants without feeling guilty.

⁃ The first requirement to being led by the Holyspirit is spiritual hunger. It makes all the difference.

⁃ There has to be a deep yearning for more of God deep down in your spirit regardless of whether he ever does a miracle or not.

⁃ If you do not hunger after the things of God, when the things of God do come, you won’t recognize them.

⁃ Hunger causes you to go to the furthest point to get satisfied.

⁃ People who are hungry don’t ask where the food came from. They just eat.

⁃ Just as Physical hunger recognizes physical food, Spiritual hunger knows spiritual food.

⁃ Spiritually hungry people are spiritually aggressive people. If you are not aggressive enough, then you’re not hungry enough.

⁃ Christianity was born of the spirit and operates on spiritual principles- principles that transcend the laws of the natural universe.

⁃ A person who lives in the spirt knows spiritual principles and uses spiritual weapons.

⁃ To walk in the spirit means to take authority over situations. When you’re caught between a rock and a hard place, don’t touch it in the natural, learn to touch it first in the spirit.

⁃ When you operate in the world of the spirit you can control natural circumstances for the glory of God.

⁃ Your future depends on your knowledge and ability to be operate in the spirit on behalf of your family, career, society and church.

⁃ In the realm of the spirit everything hinges on FAITH in God.

⁃ You never get to the point where you have too much faith. You can always use more.

⁃ Religion is the enemy of faith. It is having a form of godliness but denying its true power. Religion chokes faith by trusting in the seen rather than the unseen.

⁃ Faith is expectancy. It’s released by our words and actions. Faith does you no good unless it’s used.

⁃ The person who lives by faith radiates expectancy, you hear it in their voice; you see it in their countenance; you sense it in their presence. The faith of the believer has a tinge of excitement to it.

⁃ It is the nature of a believer to believe. To live is to believe, to believe is to live.

⁃ We don’t need to be mature or deep in the spirit when we approach God; we only have to be real.

– Buddha was. Mohammed was. But Jesus is. He lives even NOW.

⁃ God’s word speaks to us in the present. The Bible is a living book.

⁃ Carnality and Spirituality are realms of life. You can’t get rid of either one, but the one must dominate the other.

⁃ If you live by the flesh, the natural laws of the universe will have power over you. Facts will direct your decisions, Fear will influence what you do, Feelings will dictate how you react to circumstances.

⁃ Walking in the spirit is a CHOICE, a conscious decision- not an anointing.

⁃ Living in the spirit doesn’t mean you become weird or spooky. You simply become spiritually minded.

⁃ The more spiritual you are, the more relatable you should be. Spirituality is attractive. The Holy Spirit draws people. His presence attracts them.

⁃ Praying in tongues strengthens your spirit. But you don’t have to pray loud for you to pray strong.

⁃ You can’t live in the realm of the spirit without encountering devils, but the devil is no match for a believer who walks in the spirit.

⁃ Just because you’re jumping for joy now doesn’t mean you won’t have war tomorrow.

⁃ Like Prayer, Praise is a WEAPON of warfare.

⁃ We are not in an imaginary world, the world of the spirit is REAL.

⁃ With the Holyspirit, the proof usually comes after the fact.

⁃ God never shows you anything for your entertainment. Everything he tells/shows you is for a purpose.

⁃ However God deals with you, be confident that he does deal with you and rejoice in it.

⁃ When God shows you danger, he does it in a sense of warning- not a sense of fright. You will never be left without a sense of his security and peace.

⁃ It is better to follow God’s written word than to wait for a prophetic word. When you can hear God by yourself, you don’t need someone else to tell you what God said.

⁃ The Holyspirit flows to the degree we let him. He is a gentle spirit.

⁃ Never make a decision on a fleece, else you’ll get fleeced.

⁃ Obedience carries a high price tag. It requires that you deny yourself daily.

⁃ Life in the spirit is an EVERYDAY ADVENTURE that gives you power, protection and authority.

⁃ The world needs the message of truth. Every child of God must play his or her part in spreading it.

⁃ To live a life outside the spirit is to live a mediocre life.

Challenges
Like I earlier stated, this is a very practical book that forces you out of your comfort zone. The lessons are of a lifetime and I need to keep coming back to them, so I won’t forget.

Who should read this book?
Everyone who didn’t come to this LIFE to play (pun intended).

Recommendations
To the new believer curious about life in the spiritual realm.
To the growing believer willing to pay the price for obedience.
To the mature believer who wants to deepen his/her walk with God.

***

Have you read this book? Please share your experience.

Cheers!

:::requ1ne:::
❀️❀️❀️

My Old School PlaylistΒ 

Hey guys, 

So I decided to bring back some songs from over a decade ago.

My Playlist is a compilation of all the “hit songs” while I was a fresher on campus.As per the sister-girl that I am, most of the songs are gospel.

Image credit: WEB

Btw, does anyone remember that once upon a time, Infrared, was the thing for transferring media files from phone to phone?

Before the advent of Bluetooth, that is.

And Technology can only get better.

So here goes:

12. Ara ile (Simi)

This was before Sister Simi became Simi the Star πŸ˜…

Just kidding.

I loved this song. 

Though I was not much of a dancer back then, but I always found myself moving to the beats of the song.

It made sense since it was a song about dancing unto the Lord.

11. You’re Alpha & Omega (Israel Houghton)

This song was everywhere.

Almost everyone I knew had it on their phones.

If it was a book, it would definitely have been a best-seller.

God is truly the Alpha and Omega.

10. Only Praise (Infinity)

I miss this crew.

I used to be a big fan of Infinity. The singers of the popular song, “Olori Oko.”

99% of their songs still make me nostalgic till date.m

Infinity songs are a reflection of a part of my teenage years.

So let me confess, I choreographed to this particular song in church. πŸ™ˆ

9. My redeemer lives (Nicole C. Mullen)

“Who told the sun where to hide in the morning?
And who told the ocean you can only come this far?”

That voice. Chai!

Sister Nicole didn’t come to play at all.
If I had a voice like hers ehn….

8. Heritage (Jahdiel)

This song that year was lit! πŸ™Œ

7. Bread of life (Fred Hammond)

This reminds me so much of campus fellowship days.

You’re leading Worship and you’ve not sung Bread of Life, is that one worship?

6. He lives in me (Lebo M.)

This song was a favorite before I even had a phone or knew the meaning of a playlist.

And until recently, I didn’t realize it was a soundtrack from The Lion King.

Let’s just say I had a Disney-deprived childhood. 😁

5. The Land is Green (TY Bello)

We miss your voice, Madam TY Bello.

Please come back.

4. Ijoba Orun (Lara George)

Who would have thought that this song was a remix of an older version?

The lyrics will always be relevant. 

It’s a reminder to believers that heaven is the goal. 

3. Our God is an Awesome God (Michael W. Smith)

Michael W. Smith is one of my favorite gospel artistes till date.

2. Power of your love (Hillsong)

I loved this song so much ehn…it even became one of my plate washing companions.

If you know, you know.

1. Mercy Said No (Cece Winans)

This is an evergreen song that always finds its way back to me.

My once-upon-a-time ringtone.

I even did my own cover of the song (Yoruba version)

The song just ministers to me on another level.

God bless Cece Winans.

***

So what songs were your favorites like 10 years ago? Please share.

Cheers!
:::requ1ne:::
❀️❀️❀️

Book Review|| Innovation and EntrepreneurshipΒ 

Author: Peter F. Drucker

Genre: Business, Non-Fiction


http://www.amazon.com


How I came about the book
A friend of mine mentioned it on Facebook and I decided to look it up online. Luckily, I found a free PDF version and I downloaded it.

Expectations
I’m honestly not a fan of business books. I just assume most of them would be boring and too technical with details for my liking, so I didn’t really know what to expect.

Observations
So it’s pretty much a book for serious minded individuals who want to do well in the business world.

Lessons
The lessons here are mostly about, but not limited to, business principles. There are one or more lessons that can be applied to personal development as well.

On Entrepreneurship

Entrepreneurship is neither a science or an art, it is a practice.

– Not everyone who starts a new venture is an entrepreneur. An entrepreneur doesn’t even have to be a business owner.
– An Entrepreneur has to have special characteristics over being new or small.
– People who need certainty are unlikely to make good entrepreneurs.
– Entrepreneurship is more of behavior rather than personality trait.
– Entrepreneurship is about doing something different rather than doing what has been done better.
– Entrepreneurs see change as healthy and the norm. They search for it, respond to it and exploit it as an opportunity.
– Entrepreneurship is comparatively low risk than standard businesses. It is risky in theory because only few of the so-called entrepreneurs actually know what they are doing.
– Entrepreneurs who start with the idea that they’ll make it big and in a hurry, can be guaranteed failure.
– Successful entrepreneurs, whatever their individual motivation, try to create value and make a contribution.
– The right personality for entrepreneurship needs willingness, to learn, to work hard, to exercise self discipline, and to adapt and apply the right policies and practices. 

On Innovation
– Innovation is the specific tool of the entrepreneur.
– Innovation can be defined as changing the yield of resources i.e. the value and satisfaction of resources, obtained by the consumer.
-There’s no such thing as a resource until man finds a use for something and endows it with economic value.
– Innovation is both conceptual and perceptual.
– Successful innovations begin with a careful analysis of opportunities.
– For an innovation to be successful, it has to be simple but focused. A successful innovation does not try to do too many things at once.
– Everything new runs into trouble and if it’s complicated, it can’t be repaired.
– Unless there’s an immediate application to an innovation, it only remains a brilliant idea. Don’t try to innovate for the future, innovate for the present.
– Innovation depends not only on talent, ingenuity and knowledge, it also requires diligence, persistence and commitment.
– Convergence of knowledge is a tool for innovation. It is only by pulling different kinds of knowledge together that innovation is possible.
– Successful innovators are not risk-focused, they are opportunity-focused.
– Successful innovations exploit change. Change is what always provides opportunity for the new and different.
– A good innovator need not always try to understand why things do not work as they should. He should rather ask, what would convert this incongruity into an opportunity? 

On Unexpected Success
– Learn to take unexpected success seriously. If a new aspect of your business begins to work more than the mainstream, do your best to capitalize on it rather than suppress it.
– Unexpected success is often a limitation on the management’s vision, knowledge and understanding. In reality a product line can have uses that were not originally envisaged.
– Unexpected success is not just an opportunity for innovation, it demands innovation.
– The unexpected success is an opportunity but it makes demands that must be taken seriously. It demands seriousness and support that is equal to the size of the opportunity.

On Unexpected Failure
– Failures, unlike success, cannot be rejected and rarely go unnoticed. But they are seldom seen as symptoms of opportunity.
– One rule of failure is that the assumptions on which a product or service were based may no longer fit reality.
– The unexpected failure doesn’t demand more study or analysis, but it demands that you go out more, look around more, and listen more.
– Failure should always be considered as a symptom of innovative opportunity, and taken seriously as such.

theentrepreneurafrica.com



On Market Research
– A research is often needed to convert a process from potential into reality.
– Need is a source of innovation just as necessity is the mother of invention.
– It is not enough for a need to be felt, it also must be understood. Without understanding a problem, we may never be able to find a lasting solution.
– It is possible to understand the need but have no knowledge to make a difference.
– Any innovative solution has to fit the values of the intended consumers.
– Often old businesses cling to serving the old market the old way, while paying little attention to the new challenge.
– People running a new venture need to spend time outside, in the market place, looking and listening.


On Diligence in Business

– The extraordinary innovator will be effective only if grounded in the master and discipline of the innovation.
– Innovative opportunities come and go as the breeze.
– Being alert to opportunity sets successful innovators apart.
– Bright ideas are the riskiest and least successful source of innovative opportunities. Bright ideas are vague and elusive.
– Innovations which are as the result of a flash of genius rather than hard, organised and purposeful work, cannot be replicated.
– Innovators improve with practice, but only if they practice the right method.

On Business Forecast
– Nothing so powerfully concentrates a manager’s mind on innovation as the knowledge that his present product or service will become obsolete in the foreseeable future.
– All existing products and services have limited life expectancy.

On Business Expectations and Problem-solving
– Problems have to be paid attention to and tackled, but if they are the only things being discussed, opportunities will die of neglect.
– To be successful one must learn to ask those who have succeeded, what they did to succeed.
– What works best in a going, established business, would kill an infant business. A new business shouldn’t be burdened by a compensation load it cannot yet carry.
– It is to be expected that for a long time the new endeavor will show neither profit nor growth, it only absorbs resources.
– A failure to achieve an objective after repeated tries should be viewed as an indication that the objective is wrong or at least defined wrongly.

It is irrational to consider failure a good reason to keep trying again and again

– According to Mathematicians, the probability of success diminishes with each successive try.

On Starting Up
– An innovation is expected to start small but end big.
– Unless a new venture develops into a new business, it will not survive no matter how brilliant its entrepreneurial idea is.
– When a new venture succeeds, more often than not, it’s in a market other than the one it was originally meant to serve.
– Anything genuinely new creates markets that nobody before even imagined.
– A new venture should be willing to experiment.
– A new business must start with the assumption that its product/service may find customers in markets no one thought of.

On Business Financing
– The more successful a new venture is becoming, the more dangerous its lack of financial foresight.
– Profit is a wrong focus for the new venture, and should come rather last, than first.
– Growth in a new venture demands adding financial resources rather than taking out of it.
– If the growing venture shows an unusual “profit” it is a fiction, a bookkeeping attempt to balance the accounts.
– The healthier a new venture and the faster it grows, the more financial feeding it requires.
– A growing venture should know 12 months ahead of time how much cash it will need, when and for what purposes.
– Raising cash in a hurry and in a crisis is never easy and always prohibitively expensive.
– The new venture is almost always under cash pressure, when the opportunities are greatest.
– As a venture grows, private sources of funds (savings, family) become inadequate. Hence capital planning is a survival necessity.
– Financial foresight does not require a great deal of time, but does require a great deal of thought.

On Management Strategies
– It is important to build a top management team before the venture reaches the point where it must have one.
– Management of finance and Management of people (customers, employees) are by far the two most important areas a venture’s management team should be concerned with.
– It is the management’s responsibility to set goals and objectives for specific areas and assign to each member taking primary responsibility for it.
– A growing venture has need for independent, objective outside advice. Sometimes someone who is not a part of the problem can offer better insights to its solution.
– Only when people with performance capacity and the right tools have been assigned to a project, do we have a plan. Until then al we have are good intentions.
– A new venture must prepare itself for the demands and responsibility its own success will make of it.
– An innovator has to run even harder once it has attained a leadership position or else it only creates a market for its contributors.

 Building a managerial team is like preventive medicine.


On Creative Imitation
– Creative imitation describes a strategy that waits until someone else has established something new, then goes on to make it better.
– Creative imitation does not exploit the failure of the pioneers, but on the contrary, their success.
– The creative imitator does not invent a product or service, he perfects it by supplying something that is lacking.
– The creative imitator looks at products or services from the viewpoint of the customer.
– It focuses on the market rather than the product. It satisfies a demand that already exists rather than creating one.

On Avoidable Business Pitfalls
– Beware of man’s typical pride of doing things the hard way.
– Quality is not defined by how hard/how much it costs to make a product.
– Quality in a product is not what the supplier puts in, but what the customer gets out and is willing to pay for it.
– It’s not only criminals who are set in their habits, most businesses are.
– Don’t just explain away failure. Learn to find out why something didn’t work and what you can/should do about it.
– Beware of the arrogance that something new cannot be good unless they themselves thought of it first.
– Beware of Creaming, an attempt to get paid for past contributions.

On Customer Satisfaction and Making Profit
– Businesses are not paid to reform customers, they are paid to satisfy customers.
– A product or service is defined by the customer, not by the producer.
– The best way to get higher profit margins is through lower costs.
– In trying to satisfy everybody you eventually satisfy nobody.
– It is not good enough to offer the same product or the same service at a lower cost. There has to be something that distinguishes it from what already exists.
– It’s better to price what the customer buys than what the manufacturer sells.
– Whatever customers buy has to fit their realities or it’s of no use to them

There are no irrational customers, there are only lazy manufacturers.


On Knowledge Acquisition
– An entrepreneur needs to take responsibility for his/her own continuous learning and relearning.
– An entrepreneur challenges habits and assumptions of schooling.
– The fact is that what individuals learn becomes obsolete a few years after and needs to be replaced or at least refurbished- by new learning, skills and knowledge.

Challenges
It was a very long read. It took every ounce of determination to complete the book.

Who should read this book?
Every “Wannabe” Entrepreneur that needs an advantage in the business world.

Recommendation
For Start ups, Young business owners and those in managerial positions.

***
I hope you enjoyed this review.

What other business book(s) have you read? Which do you recommend?

Cheers!

:::requ1ne:::
❀️❀️❀️

HouseJob Chronicles: The Journey So Far!

So yours truly is half-way done with this housejob thing. Yay!

Throwback to my Med school graduation shoot

I recently completed my second posting: INTERNAL MEDICINE.

Let’s just say the posting was more of presentations and the likes, than anything else. 

Internal medicine doctors like to brag about their “stuff”, unlike the surgeons who love “action” and just want to get a knife under your skin. To their credit, the internists seem to spend more bedside time with their patients.

The longest ward round of my life (about 5 hours) was during my internal medicine rotation and it was not funny. 

Photo credit: WEB
 

I spent my entire posting in the Endocrinology unit where about 90% of our patients had diabetes. 

Some Diabetic cases were really bad especially those complicated with Diabetic Foot Syndrome (DMFS) and we lost a number of them, sadly. 

Still there were more successes than defeats and for that I’m thankful.

The importance of patient education and regular health checks cannot be overemphasized because without those complications, Diabetes is pretty manageable. 

I’m especially thankful that God kept me through those 12 weeks of ward rounds, emergency room calls and outpatient clinic activities. I had some tough days as well as a few long nights. 

I’m glad I was able to make friends with my colleagues, seniors, nurses and even a few patients. The Unit Consultants and Residents were also kind and helpful.

I’m especially thankful for my unit partner, Dr. M. He made my life easier in so many ways and he took the bulk of the work on days when the unit was really busy. He really deserves some accoladesπŸ˜‚

L-R: Dr. M, myself, Dr. Tony, Dr. Esther (in front), Dr. Palma (behind), Dr. Eugene and Dr. Nonso.

I’ve since resumed a new posting (Obstetrics/Gynecology), and I’m gonna be seeing lots of preggos and cute newborns  over the next couple of  weeks.

Unfortunately, more than half of the hospital staff are currently on a National strike (that excludes doctors), so I’m yet to do some of the cool things I’ve heard about like taking deliveries or repairing episiotomies. 

Tbh…can’t wait for the strike to be over (the holiday is enough). Learning is still important to me, abeg.

Here are some of the highlights of my Housejob experience:

1. Being called a Doctor

It does feel good to be officially addressed as a doctor. I know I feel entitled but who wouldn’t?

After the stress of medical school and MDCN licensing exam, I know I paid my dues so I deserve some accolades sorry, the titleπŸ˜‰

With Dr. Tony

So it’s kinda annoying when that random patient or patient’s relative refers to me as a nurse. Maka gini?

I know it’s not a crime to be called a nurse but I think it’s an identity theft, to answer to a title that is false πŸ˜‰

On days when I have the strength, I sharply correct such erring individuals, while on other days I just roll my eyes and let it slide.

2. Call food struggle 

You know how many Nigerians love awoof (free things)? Let’s just say that the doctors are no exception. 

Although our call food is not exactly free, since a monthly deduction is made from our salaries, still it feels good to have ready-to-eat meals at work.

And don’t let it surprise you that we sometimes go for extra helpings and even lobby for call food on days when we are not on call…because doctors love food like that.

A couple of times, the taste of the food can be so disappointing (more like crappy), still we try to make the most use of it.
I’d rather go for my own home cooked meal than call food any day, but on days when I don’t have a choice, I’m thankful for call food. 

3. Patients who L.A.M.A

To L.A.M.A is to Leave Against Medical Advice 

This has be to one of my favorite scenarios as a house officer. 

I know it sounds selfish but it simply means there’s one less patient to worry about. 

Medical ethics emphasizes a patient’s power of autonomy, in other words, no doctor can force a patient to make any decision concerning his/her health. 

As doctors we are trained to assess the benefit to risk ratio of our treatment plan, and only go ahead if the benefit outweighs the risk. 

In a situation where patients (or their relatives), refuse a particular treatment due to financial incapacity, religious/cultural beliefs or preference for alternative care, they are allowed to leave against medical advice.

In one of my Consultant’s words, “The hospital is not a prison yard and we can’t force you to get treated.”

Occasionally, some patients who L.A.M.A eventually return in worse condition. It’s very tempting to send them away, but as doctors we have no choice but to treat them anyway.

4. ER Memoirs

The Emergency room is one of the toughest places for a doctor to be in, especially during call hours. Call hours usually last from 4 p.m. till 8 a.m. the next day.

The experience ranges from days of having a sleep-over (like no patient to disturb you all night) to days of little or no sleep. 

Photo credit: WEB

One of the worst scenarios is to be told to prepare an unstable patient for an emergency surgery around 2 a.m., another scenario is having to monitor glucose levels, for a diabetic patient in Hyperglycemic Hyperosmolar State (HHS) every hour.
In such scenarios you can’t help but philosophize:

Tough times never last, but tough people do.” Robert Schuller.

Count yourself lucky if you are able to catch a wink before morning, because you’re mandated to be on your feet again, running errands till closing hours. 

Still we don’t COMPLAIN, we give thanks.

5. Patients’ stories 

If we look past the sick faces, investigation results, the diagnosis, the prognosis, and all other medical jargon, we realize that there is more to our patients than meets the eye.

That patient who just had a cholecystectomy is someone’s husband, father, brother, uncle, boss or mentor. 

The lady who was just diagnosed with diabetes is someone’s daughter, neighbor, student or friend.

I’ve heard all sort of stories that break my heart and many times I wonder why God allows some people to pass through so much pain.

I once had a patient who was involved in a nearly fatal road traffic accident, in which she broke a leg, a few weeks to her wedding. Thankfully she survived the ordeal, but her life was never the same again. 

Another patient, a father of three, struggling to make ends meet, was diagnosed with chronic kidney disease and had to be placed on regular hemodialysis. How the family could even afford the treatment remains a mystery to me.

Life seems to momentarily stand still when sickness comes knocking, but the truth is there’s so much going on behind the scenes. 

A diagnosis is enough to change the course of a person’s life and only faith in God that can keep such a person going. 

Miracles do happen. And I’ve seen a number of them. 

I believe as doctors, we will show more empathy if we routinely put ourselves in our patients’ shoes. 

So help us God.

***

– call food: the food served when a doctor is on call duty.

Cheers,
:::requ1ne:::

     β€οΈβ€οΈβ€οΈ

MAY|| He Loves Me

Hey guys!


Like in previous months, I was burdened with finding an appropriate theme for May and weaving a blog post around it.

Just in case you didn’t know, writing is hardwork and blogging is even harder.

In this age of information overload, it’s not enough to just string a bunch of words together and throw them into the Internet in the name of a blog post.

Your content must not only be relevant to readers, but also creative enough to make you stand apart from the millions of other bloggers around the globe.
Deep within I know I don’t always meet both criteria.

In fact, judging by the huge disparity in my month by month blog stats, I rarely do.

It’s not every time I meet my readers’ expectations, and it’s not every blogpost that every follower can relate to.

Some blogposts are easier to write than others. 

They develop minds of their own and on such rare occasions I just flow along with the inspiration.

I didn’t mean to rant…I guess I just want you to know how grateful I am that you take time to read this blog (whether as a first-timer or a returnee, whether regularly or not).

Blogging is a platform for me to share my thoughts and convictions authentically without the fear of embarrassment.

That is why I do my best to be sincere about the things I share. And it means a lot to me that someone will be interested in reading what I have to say.

Of what use is a writer with no readers? And of what use is a blogger without followers? 

If I were to give a hug for every time someone visits my blog, a thousand hugs will not be sufficient.

***

Moving on…
Can I just take a few moments to gush about God’s love for me?

There are times I feel frustrated by the situations around me,

or become disappointed by my many plans that fail,

or I’m simply depressed about how I mess up again and again…

But in the last couple of days, God has reminded me in several ways that I’m loved by him.
And that’s what truly matters.

Not too long ago, I was going about minding my business when God  whispered this thought into my heart:

“Dear Daughter, I have loved you with an everlasting love.”

Wow!

That thought literally blew my mind.

Not that I ever doubted his love for me. But the thought  was reassuring.

What really caught my attention was the word EVERLASTING.

I had to search the scriptures for this particular verse, and fish out different translations:


Jeremiah 31:3b GNB

β€œ…I have always loved you, so I continue to show you my constant love.”

Jeremiah 31:3b AMP

β€œI have loved you with an everlasting love; Therefore with lovingkindness I have drawn you and continued My faithfulness to you.”

Jeremiah 31:3b NLT: I have loved you, (my daughter), with an everlasting love. With unfailing love I have drawn you to myself.”

Jeremiah 31:3b MSG : I’ve never quit loving you and never will. Expect love, love and more love.

And here are some reasons why I know God really, really, deeply loves me:

  • He is patient with me when I’m being irrational 
  • He is kind to me even when I don’t deserve it
  • He forgives me when I sin
  • He instructs me when I need counsel
  • He protects me when I’m in danger
  • He chastises me when I err
  • He provides for me when I’m in need
  • He comforts me when I’m hurting 
  • He strengthens me when I’m weak
  • He heals me when I’m ill

And the list goes on and on…

God’s love is amazing and unconditional. 

The invitation is open, will you accept his love today?

Song on replay: You’re always there (Dr. Paul Eneche)


Currently Reading:

– The Purpose Driven Life (Rick Warren)

– What is your excuse? (John P. Foppe)

– Friends, Partners and Lovers (Kevin A. Thompson)

Meet Sophia, my new muse:

So buying a camera was one of my top goals for this year and I finally got one.

Whoop!

Front view
Back view

I wanted something handy, colorful (my initial choice was pink but didn’t get the one I liked) and not too pricey.
Snapshot by Sophia!


Looking forward to
: My next leave (which is in about 6 weeks). Can’t wait to take some time off work and possibly visit another city. Lokoja haf tire me!

Struggling with: My Fitness goals. I’m not actually here to whine. But I’m really struggling in this area. I want to stay physically healthy and build up more stamina.

I was motivated to start early morning jogging a few weeks back.

Then one weekend, I went on a trip to the mountain top (with my flatmate) that left my feet sore for days…since then I lost the ginger. I hope to resume jogging soon or maybe try something different, dancing perhaps? πŸ˜‰

Paying more attention to: my personal care…as in good hair, pedicure, manicure etc etc Simple DIY beauty tips will be of help. 

Anyway that’s all for now.

Have a great month y’all.

Cheers!
:::requ1ne:::
❀️❀️❀️

HouseJob Chronicles: A Surgery Resident’s Profile.

An interesting aspect of housejob for me, is getting to meet senior colleagues from various backgrounds, with unique personalities and a wide-range of interests in the medical field. 

As part of the HouseJob Chronicles series, I’ll be featuring some residents from my centre (FMCL) who will give insights about the expectations and demands of residency (in Nigeria).

Enjoy!
***

“A good doctor cares. He cares about his patients. He’s not necessarily the doctor with the greatest knowledge, [but] he is empathic and shows compassion.”

– Dr. Fola Aduloju.


Q1. Why Surgery?

Dr. Fola: I’ve always loved the idea and I’ve always been fascinated by it. I studied medicine because I wanted to be a surgeon. Apart from that, surgery is physically and mentally challenging and I loved that too. Also, surgery is very lucrative. I also like the fact that surgeons don’t rely on medications alone, they identify the problem and take it out or fix it. Even the best of surgeons would need the services of another surgeon if he has a surgical problem… he won’t operate on himself, meaning that surgeons will always be sought after.
Lastly, I love the the theater environment.

Q2. What does a fulfilled day look like for you?

Dr. Fola: As a resident, a fulfilled day for me is one in which I have successfully balanced service rendering, academic activity, family life and rest. One hardly experiences a fulfilled day as a surgery resident. There always something that gives for another. This might be different for other residents though

A Surgery Resident’s Profile
Q3. What keeps you going on tough days?

Dr Fola: On tough days, I remind myself that this was the path I chose for myself and I won’t let temporary circumstances derail me. I keep my eyes on the prize and get going. “No pain, no gain.”

Q4. Do you have a favorite mantra? Please share.

Dr. Fola: No favorite mantra, sorry. Lol

Q5. What’s the most life-changing lesson you’ve learnt as a doctor?

Dr. Fola: Life is ephemeral and one must value every day and maximize it like it’s the last. 

There’s a thin line between life and death.

Q6. If not medicine, what?

Dr. Fola: Aviation. I would most definitely become a pilot. That was my first love before the idea of becoming a surgeon came.

Q7. What are your favorite activities outside work?

Dr. Fola: I love reading about music theory, drawing and painting, programming and foreign languages. Unfortunately most of these are time consuming and residency won’t permit. So instead, I just watch TV and sleep when I have the chance.

Q8. How do you keep your “work-life” balance?

Dr. Fola: It’s difficult in surgery. The demands are enormous and time consuming. A surgery resident would always be skewed towards work. When there is opportunity, I hang out with friends and keep myself up to date with happenings.

A Surgery Resident’s Profile

Q9. What are the attributes of a good doctor?

Dr. Fola: A good doctor cares. He cares about his patients. He’s not necessarily the doctor with the greatest knowledge, [but] he is empathic and shows compassion. 

Of course, he hungers for knowledge to improve the quality of patient care.

Q10. What advice will you give to a Naija House Officer?

Dr. Fola: Naija House officers should know that the work environment is harsh and stressful. They should find ways of simplifying their tasks and reducing the stress. In other words, they should work smart.

Most importantly, they should consider getting licensed to practice in other places irrespective of their love to practice in Nigeria. This will give them more exposure and possibly better finance to have an independent and comfortable practice. There are things one does when one is younger, do them now. Lastly, they should go after skills acquisition and thirst after knowlege/self-improvement.

***

Dr. Fola Aduloju, is a graduate of University of Ilorin Medical School, and a Surgery Resident at Federal Medical Centre, Lokoja, Nigeria. He is interested in Neurosurgery specialty. 


Cheers!

:::requ1ne:::

    ❀️❀️❀️

BOOK REVIEW|| The 7 Habits of Highly Effective PeopleΒ 

Author: Stephen R. Covey

Genre: Self-help, Non-Fiction



How I came about the book
A few years back, a friend read this book via kindle and what he shared was so amazing that I decided it was a must read. Last year, I bought a copy at a roadside bookstand in Lagos. It took all of N1500, and the book was worth every penny.

Expectations
From what my friend had shared, I knew reading this book was going to impact me in every way.
I especially looked forward to becoming a better version of me and I wasn’t disappointed.


Observations
Can I just say that this book is deep?
And not in the spiritual sense of it.

A lazy mind cannot grasp its many insights.

Lessons
Talk about the mind-blowing lessons in this book. 

It’s not hype. It’s real. 

To keep it simple, I have put the lessons under some sub-headings.


On Habits, Principles & Perspectives:

  • -A habit is the intersection of knowledge, skill and desire.
  • -There is no short-cut to success, the price must be paid and the process followed.
  • -Principles are like lighthouses, they are natural laws that can not be broken.
  • -Principles don’t die. They are bigger than people or circumstances.
  • -If you’re not sure people trust you, you should ask yourself if you are trustworthy.
  • -Private victories precede public victories. Every time.
  • -Making and keeping promises to ourselves is more important than making and keeping promises to others.

We are what we continously do, Excellence then is not an act but a habit (Aristotle).

On Responsibility:

  • -Responsibility is the ability to choose your response.
  • -Between what happens to us (the stimulus) and our response to it, is our greatest power- the freedom to choose.
  • -Until we can say we are who we are today because of the choices we made yesterday, we cannot choose otherwise.
  • -Many people wait for something to happen before they do something.
  • -If you wait to be acted upon, you will be acted upon.
  • -“Proactive people focus their efforts in the circle of influence. Reactive people focus their efforts in the circle of concern.”
  • -Not to acknowledge a mistake, is a mistake in itself.

That which we obtain too easily, we esteem too lightly. Heaven knows how to put a proper price on its goods. (Thomas Paine).

On Effectiveness:

  • -Success in one area does not compensate for failure in another area of life.
  • -Delegation to time is efficiency, but delegation to people is effectiveness.
  • -To begin with the end in mind means to start with a clear understanding of your destination.
  • -Effectiveness deals less with how much effort we put but on whether we are putting it in the right direction.
  • -Effective people are not problem-minded but opportunity-minded. They feed opportunities and starve problems.
  • -Not every problem that arises is important.
  • -We must beware lest we focus on winning the battle that we lose the war.

On Vision & Values:


  • -Your mission statement is your constitution, the solid expression of your vision and values.
  • -Having a sense of vision about what you’re trying to be not only gives you long-term satisfaction but also short-term excitement.
  • -By identifying where you want to be, you discover where you are.

On Discipline & Time-Management:



  • -Discipline is the ability to do something even when you don’t want to do it.
  • -Not all urgent matters are important, and not all important matters are urgent. It takes wisdom to know the difference.
  • -To say YES to what is important we have to say NO to what is not important.
  • -The key is not to prioritize our schedules, but to schedule our priorities.
  • -Some important activities are more important than others.
  • -When your values control your schedule and not vice-versa, you’re flexible enough not to feel guilty when you don’t meet up to a particular schedule.

On Relationships & Loyalty:

  • -Look at the weaknesses of others with compassion, not accusation.
  • -Our most constant relationships require our most constant deposits.
  • -A quick fix is a mirage. Building and Repairing relationships take time.
  • -To make an emotional deposit, what is important to another person must be as important as that person is to you.
  • -We must be sensitive enough not to project our own intentions and interests on the behaviors of others.
  • -To do unto others what you want them to do to you, is to make them feel as good as you would want them to make you feel by doing the things they would love, not necessarily what you’d love.
  • -It’s better not to make a promise than to make a promise that you can’t keep.
  • -One way to show integrity is to be loyal to those who are not present. When you defend those who are absent, you retain the trust of those present.
  • -Relational problems are a great opportunity to build relationships.
  • -Win/Win is a frame of mind and heart that constantly seeks mutual benefit in all human interactions.
  • -No man’s success should be achieved at the expense or exclusion of another’s.

On Communication:

  • -Conflict resolution is not about my way or your way but a better way.
  • -Unexpressed feelings never die, they are buried alive and often wreck havoc in future.
  • -Maturity is the balance between courage and consideration. You not only have to be empathic, you have to be confident.
  • -We must take time to know a problem before we offer advice.
  • -Empathic listening is listening with the intent to understand.
  • -Communication is 10% of words, 30% of sounds and 60% of body language.
  • -It’s not enough to listen with our ears, we must also learn to listen with our eyes and our hearts.
  • -In an effort to understand others, we listen, and by listening, we learn.
  • -The best way to look at people’s problems is through their eyes.

On Self-Care and Personal Development

  • -Self investment is the single most powerful investment anyone can make.
  • -We can’t live without eating, but we don’t live to eat.
  • -Your physical health affects your mental health; your spiritual health affects your social health.
  • -Improvement in one habit affects productivity in others.
  • -That which we persist in becomes easier.
  • -Many of us think we don’t have enough time to exercise. We don’t have time not to.
  • -A good exercise program is the one you can do in your own home and that will build your body in endurance, flexibility and strength.
  • -The person who doesn’t read is no better than the person who can’t read.
  • -The law of the harvest governs life- eventually we all reap what we sow.
  • The world shapes human behavior but Christ changes human nature.

“We are not human beings having a spiritual experience, we are spiritual beings having a human experience.” Teilhard de Chardin.

Challenges
The book is such a long read that if you’re not determined, you’ll get bored after a few pages.
Secondly, the author made to really emphasize some points over and over which wasn’t necessary in my opinion.

Because I had a hardcover copy I was not able to read it on the go. So I to had to create time at home for it.

Who should read the book?
You already know the answer? *winks*
Everyone.
Whether you’re trying to be an effective student, parent, employee or boss, this book will make you sit up.

Recommendation
I’ll give the book a rating of 4.5/5
Just because it took me all of 3 months at least, to finish it.

***
I hope you enjoyed this review.
Have you read this book?

Pls share your thoughts.

Cheers!

:::requ1ne:::
❀️❀️❀️

HouseJob Chronicles: Financial Wisdom 101

Well, this series was supposed to be all fun but this particular post may take on a serious tone.

Let’s talk about that thing called SALARY!

I know my salary is my business and your salary is your business, but when all is said and done, you can be a great doctor and still be broke.

That’s why I’d like to share some of the insight I’ve acquired, mostly by experience with you.

Since I’m no expert, this post is as good for me as it is for any Newbie House Officer.

That said, let’s dig in.

Now that you have a job, it feels like you have finally arrived.

It is not funny when a few months into HouseJob you start going broke left and right, and just as you finish clearing one debt, another one accumulates.

Here are a few tips that have helped me stay financially sane:

1. BEGIN WITH THE END IN MIND


Sounds clichΓ©, right?

Trust me on this one, your salary can develop invisible wings and fly away overnight.

As a doctor, you should have clear-cut SALARY GOALS.

And the best time to decide that is before you earn your first salary!

What are your immediate Post House-Job plans?

*Port abroad?

*Write Primaries for residency in Nigeria?

*Take a well-deserved trip to Dubai?

*Get married?

*Buy a Car?

Whatever it is, you’ll probably need a substantial amount to follow through.

The average Naija Houseofficer has a “take-home” of 100k (minus taxes and other deductions).

So what will you do with all that money?

Spend it all? Or Save some of it?

What will be your Spending:Saving Ratio?

50:50?

20:80?

10:90?

60:40 is comfortable and works well for me.

So find out what works for you, and make it work.

2. HAVE A BUDGET

Maybe you never had a budget as a medical student because pocket money was not an issue.

Now that you’re earning your own pay, it’s wise for you to have a basic budget.

It’s hard to plan a budget, it’s even harder to follow through.

The goodnews is that a budget should serve as your guide and not your master.

Before that alert hits your phone, get a pen/notepad and write out your budget.

* How much goes for feeding/groceries?

* How much for utilities? transport? rent?

* How about emergencies?

Having a budget may not make sense to you initially, but soon you’ll realize its importance.

3. BE GENEROUS BUT APPLY WISDOM


Here in Nigeria, doctors are a big deal as far as an average family is concerned.

In some families, a doctor is seen as a beacon of hope to alleviate all forms of financial distress.

While there is nothing wrong with meeting some of the financial needs of your loved ones, don’t throw caution to the wind and think you can solve every money related problem that arises.

You’re not the GREAT Provider.

It is even more tricky for guys, when “baes” of different sizes and shapes are involved.

Bros, your name is not Santa Claus. Receive sense in Jesus’ name!

Before you became a doctor, there were needs. Now that you’re a doctor, there are needs.

God forbid that you lose your medical license or fall ill, there will still be needs.

Wisdom, is profitable to direct.

4. BEWARE OF 419

Everyone wants to get richer and doctors are no exception.

Doctors are easy targets to scammers in the name of investors.


If you’re a Nigerian living in Nigeria, you’ll know that Passive Income is the trending thing.

I’m no expert in the world of Multilevel marketing or Cryptocurrency, but I’ve seen people put in a whole lot of money with zero returns.
It can be devastating.

My point is, don’t say YES to every invitation to invest. Double check any idea you’re being offered and do your home work before you launch in.

May you not fall a victim of 419. Amen.

5. DON’T WORRY, BE HAPPY.

When all is said and done, your present salary is not enough to fulfill all your future dreams.

It’s very tempting to want to save to the last kobo and live like a peasant during housejob.

That however is unwise.

You’re not in this world to suffer. 

You worked hard for this money (remember the many years you spent studying tirelessly in school), so you deserve to enjoy it.

Flex a little. Shop for some new clothes or shoes. Go on a mini-vacation. Give yourself a treat from time to time.

Don’t WORRY about the future. After all, no one is guaranteed of tomorrow.

Save what you can. Give what you can. Invest what you can.

And spend the rest like a boss.

6. MONEY IS NOT EVERYTHING.

You know this.

I know this.

We all know this.

But for some weird reason(s), we like to think/act the opposite. 

As if everything depends on money.

You worth much more than your pay check. Remember this. 

So even if you don’t earn enough, to save, invest or spend as you like-the value of your life is definitely more important to God than your salary.  

***

For wisdom is a defence, and money is a defence: but the excellency of knowledge is, that wisdom giveth life to them that have it. Ecclesiastes 7:12 KJV

Cheers!

:::requ1ne:::
❀️❀️❀️