Ten Days In Abuja (Part 2)

Please read the first part here

DAY 2:

My first night in Abuja was almost perfect. 

I slept in a cozy room, with air conditioning and an all night power supply – a luxury I didn’t have back home.  

Sadly, my sleep was cut short, no thanks to PMS. I woke up with an annoying abdominal cramp.

And to make matters worse, by daybreak, I had symptoms of both malaria and a stomach bug.

Hian!

My village wanted to frustrate me but thank God for the BLOOD!!

So according to our itinerary, on that day we were to go on a lunch date at one fancy restaurant like that (whose name I don’t remember), and I was really looking forward to the experience. For the love of  exotic cuisines!

Alas, I mostly spent the day on the couch, wrapped up from the cold, and HRH graciously purchased the drugs I needed and kept me company. 

 Still it was fun gisting, watching TV, taking silly pictures and eating a simple home cooked meal. 

By evening HRH took his leave, and I continued with my bed rest. 

DAY 3:

The 3rd day came with renewed energy and I was up and about.

We had scheduled the day to see a movie, play one or two games at a gaming center then hangout.

HRH came to pick me up that morning around 9 a.m, and before leaving for the cinema, we checked online to see the movies showing.

We decided on Angry Birds 2.

I’d watched the first part a while back and found it interesting. 

HRH drove us down to the Genesis Deluxe Cinema at Ceddi Plaza,  somewhere in the Central District of Abuja.

After purchasing our movie tickets, we grabbed some popcorn, hotdog and drinks, then went in for the movie. 

We had such a good time. 

The plot was simple, yet intriguing and the characters were very believable. And like most animation movies, it ended on a happily-ever-after note. 

After the movie, we left for the Silverbird Entertainment Centre also in the central district, only to get to the game arena and find out that the place was undergoing some renovation. 

I was rather disappointed. 

But I took the opportunity to pick up a few items from Shoprite, and from there HRH dropped me off at my sister’s apartment.

It had been an interesting day but my body, still in recovery mode, was rather exhausted. 

The rest of that evening was quiet. 

I had dinner, breezed in and out of social media, and went to bed. 


DAY 4:

The D-day had arrived.

Like I mentioned in the previous post, the primary reason for my visit to Abuja was to meet HRH’s family.

But before that we had an important business to take care of. 

At the proposal some months back, the cute and lovely ring HRH got me was about 3x bigger than my actual size…😂

Days after the proposal I was still very terrified of having it slip off my finger. 
Eventually, I removed and returned the ring to its box to avoid stories that touchlol.

HRH good naturedly promised to have it resized during my visit to Abuja. 

So on this day, together with his Big Sister, we made our way to the popular Wuse Market. 

Wuse Market is a major market within Abuja metropolis, where you can find everything from foodstuff to clothes, electronics, and jewelry. 

Although prices of goods in Wuse market are said to be relatively higher when compared to other markets like Utako and Garki, there is more variety of goods to choose from. 

I was told there was usually traffic congestion on the way to the market. However, we didn’t experience much of traffic on that day. 

I noticed how the market stalls were organized and the environment kept relatively tidy, unlike some other big markets I’ve been to. 

After making a brief enquiry, we were given directions to the shop of an Asian Goldsmith. He was able to refashion the ring to my actual size, but the process took forever – roughly 3 hours.  

Our next trip was to Bwari, a settlement at the border of Abuja where HRH’s parents live in.

This was my first meeting with his parents and I was hoping to make a good impression

Thankfully, the visit went well and their reception was really heart-warming.

After having lunch, we visited for a few more hours before eventually taking our leave.

At my suggestion, we went for some Domino’s Pizza and Coldstone Ice-cream to celebrate a new milestine – meeting his family. 

***

Thank you for reading,

:::requ1ne:::

   
  ❤️❤️❤️

November 2019|| 7 Lessons Failure Taught Me.

Hello Fam,

It’s been a while.

Happy Mid-November!!!😀

And guess what?

It’s exactly 40 days to CHRISTMAS! 🎉🎉🎉




I don’t know about y’all but Christmas is about the most exciting season of the year for me.

I love the glam, the jollification, the merriment, and of course Christmas carols!  

Each Christmas season is a reminder of the purpose for our celebration – Jesus! And his presence in my life continues to give me so much joy. 

Now to today’s post…

The second quarter of this year was a particularly trying period for me.

I wrote an exam –important enough to define the next phase of my career– but unfortunately, I didn’t pass it. 😞

Like anyone else, I’ve faced a number of challenging situations in my lifetime, including:

…getting involved in a RTA that ultimately led to the removal of my two front teeth

…being denied a visa

…breaking up from a romantic relationship (of almost 5 years)

…losing most of my valuables (a laptop, 2 phones, an ipad, and gold jewelry) to a home theft in one day

…and “quitting” driving school out of frustration and embarrassment.


But failing a major exam was a first…and the experience was very traumatic. 

While in school, anytime I didn’t do so well on a test or exam, I had the opportunity to make up for it in the next block or semester. 

Thankfully after the initial shock, I was able to register and rewrite the exam and to the glory of God, I PASSED!!🙌

Now the experience has taught me a few things:


1. Success is a lifestyle while failure is an event.

Success is a continuous journey of progress. 

You’re not a failure if you don’t stop trying. 

The first few weeks after the result was out, I was so disappointed in myself and carried the shame of failure around like a burden.

Thank God for the comfort of the Holy-spirit, and the encouragement from loved ones, I was able to bounce back.  


2. Failure helps to foster empathy. 

When I failed the exam, a part of my ego was shattered. 

I was like…a whole me? How could I?  

Failure made me vulnerable enough to admit my mistakes. Now I have realized that failing an exam isn’t always about how smart a person is. 

I’m learning to empathize more when I see people struggling, and to be compassionate towards them. 


3. Failure helps you to upgrade your capacity.

In preparing to retake the exam, I became fully aware that was sufficient for yesterday’s success, may not be sufficient for tomorrow’s success. 

So I took a leave of absence from work, attended a revision course, and was able to devote more time to studying, and participating in group discussions. 

Failure teaches us that every goal requires new strategic plans and actions. 

4. You can’t always determine the result but you are always responsible for your preparation. 

Despite designing a vision board with the intention of drafting a 3 month study-plan earlier this year, I got carried away with the many events going on in my life. 

Sadly, my efforts to crash study didn’t work out as planned. And when it was time to write the exam, I wasn’t well prepared.


5. Failure is a part of the journey toward success. 

“Success is the ability to go from failure to failure without losing your enthusiasm,” said Sir Winston Churchill.

In retrospect, I’m glad things happened the way they did. Failing the exam gave me the chance to learn what strategies worked and what strategies didn’t work.

It also opened up some opportunities for me as I was able to meet with like-minded doctors. 

Courageous people don’t stop trying, they keep learning. 

6. Failure is a filter to refine your priorities. 

That failure was also useful because it forced me to pay attention to the way I prioritized my goals.  

I was able to recognize that not everything happening around me is worth my focus and effort. 

I learnt to deliberately channel my time and energy to the things that were important to my success. 


7. Failure helps to build faith. 

Failure gets our attention. It sure got mine. 

God can use the failures we experience to humble us, remind us of our limitations, and teach us to depend on him. If we allow him.

After failing the exam, I had no one else to turn to but God. And he gave me the wisdom to navigate that season of my life. 

Failure made my faith in God to thrive.

***

I hope the lessons from my experience will give you a bit of perspective, in whatever trying situation you’re going through. 

Cheers! 

PS: All images are from the WEB.

:::requ1ne:::    

❤❤❤

October 2019|| The 6Ps Of Purpose.

Hello Fam😍,

It’s good to be back.

Although October is almost halfway gone, I still want to welcome you warmly into this amazing month filled with loads of goodness. 

God has been so good to me (and mine) this month and my heart is full of gratitude. 

There have been so many testimonies in the lives of friends and family, with things that seemed impossible becoming a reality because #GodDidIt

Anyway, back to the post.

Lately I’ve had cause to ponder on the brevity of life as we know it and what it actually means to live. 

Everyone born in time has something unique to offer their generation, sadly only a few do. 

PURPOSE is not what a lot of people have misconstrued it to be.

Some think purpose is all about being in the limelight all the time, like Celebrities and Politicians.

Others think purpose is reserved for a few people with special callings like Clerics and Soldiers.

Purpose simply means LIVING MEANINGFULLY. It is more about who you are than what you do.

Purpose is about bringing solutions to some of the diverse problems that plague humankind and enriching other people’s lives in a positive way.

It’s only by Living on Purpose that each of us can sincerely answer the question, “What am I here for?”

In this post I’ll be sharing some simple tips on how to live on purpose.

Enjoy! 

***                      

1. PRAYER:

Prayer is not just the “Birthplace” of Purpose, it is also from where we draw the strength to live purposefully each day. 

In the absence of prayer, most of us would live aimlessly in this distracted world. 

Prayer gives us the clarity, focus and strength to persevere in each season of our lives. 

When we seek God’s guidance on what to do, he gives us a sense of direction. 

For me becoming a medical doctor was not by accident, Purpose led me here. 

My patients are drawn to me. I take time to listen to and empathize with them. I do my best to communicate everything I do to them. I’m patient in answering their questions and allaying their fears. 

And no matter how frustrating my job as a doctor gets, I know I’m doing it because someone still needs me. 

_
What direction is God leading you to in this season?


2. POTENTIALS:

Each of us has been gifted with an ability to meet some specific needs around us.

No matter how little or insignificant your gift seems, it can make a difference in the world.

Some have natural talents that are easy to recognize like Singing, Acting or Dancing. 

Others discover their talents quite by chance then choose to improve on them e.g. Writing and Public speaking. 

I am good at organizing events. I’m the party planner in my family. I enjoy initiating and hosting get-to-gethers, not because I’m a social bee but for the sheer joy of planning them. 

Sometimes, I even generate and draft out ideas for programs on paper for the fun of it. 

That’s also why Routines and To-do-lists are my thing. I’m very good with detailed planning and I enjoy helping others with it. 

_
What are you good at? What have others commended you for?

3. PASSION

As fuel is to fire, so is passion to purpose. 

Passion is what keeps you awake at 2 a.m, filling your head with exciting ideas that won’t stop coming.

Passion keeps you going when others get tired.  

Your Passion is what gives you the conviction that every kobo spent, every tear shed and every milestone reached, is worth the trouble.

Passion gets you talking even when there’s no one to listen. 

I’m passionate about Personal Development. 

It’s why I spend a lot of time alone, reflecting, brainstorming and encouraging myself to be my best so that I can give my best to others.

Transformed lives give me joy and I love to inspire people. I enjoy celebrating dreams that come through despite the obstacles encountered. 

It’s the major reason why I do the Accountability Challenge. I want to see people grow from where they are, to where they should be.  

_
What are you passionate about?


4. PRIORITIES:

When you’re walking in purpose, your priorities can’t help but align. 

Your priorities determine where you invest most of your time, your money and your energy. 

Reading for me is more than a hobby, reading is a lifestyle. 

So I can’t help but love books. Books have changed my life. They have transformed me and given me the wings to fly. 

I’m a Bibliophile. I love to read. I buy books. I download them. I re-read old books. I review books on my blog. I recommend books to people and harass my friends to share new books with me. 

My philosophy is simple. To be better today, than I was yesterday. And that is why I read. 

_
What are your priorities?


5. PRINCIPLES:

Principles serve as the core foundation for your Purpose. They are those things you cannot compromise on, no matter how difficult a situation is.

Your principles should guide you in every decision you make, whether about money, relationships or fame.

I value Integrity, Fairness and Responsibility. These principles reflect my core beliefs as a Christian. 

As much as possible, who I am on the inside is who I try to be on the outside. I’m open with my struggles. I don’t pretend to have it all together. And I’m quick to let go of influences that will likely lead me astray.

I try to be fair in my dealings with people no matter their age, ethnic group or socioeconomic status. I do my best to apologize when I’m wrong and forgive when I’m offended. 

I do my best to be responsible in my commitment to work, the church and to friends and family. I am considerate of other people’s feelings and I try not to let them down intentionally. 


What principles do you live by?


6. PLEASURE:

In the long run, your purpose will give you a sense of satisfaction no matter how physically or mentally demanding it is.

Writing makes me happy. It’s why I blog. It’s hardwork and takes time, but it is my gift to the world.
Anytime I get amazing feedbacks, I know that I’m doing what I really should be doing. 

I also enjoy chronicling my journey and the lessons I’m learning, so I keep journals. It has made such a remarkable impact on my growth that I decided to share this gift with others. And that was why I designed the Requine’s Journal. 

_
What do you do that gives you pleasure?
***
Which of these six points speak to you the most? Please leave a comment.

Cheers to a Purposeful October. 

:::requ1ne:::     

     ❤️❤️❤️

September 2019|| On Happiness, Health and Holiness.

Hello Fam,

It’s been a while and I’m so glad to be back.

The month of August was exciting and full of adventure, and I’m hoping this month and beyond will even be better.

So this season, I’m focusing on these three things:

1. Happiness.

Happiness means different things to different people. 

Though some say happiness is overrated, we can’t underestimate the Power of being Happy.

Happiness is like Energy, it gives momentum to whoever experiences it. 

Happiness often comes to me in the simplest of ways…

Quotesvalley.com


– Happiness is savoring the aroma of my 3-in-1 Nescafé coffee mix.
– Happiness is dancing to the “Baby Shark” song and ignoring the funny looks other grownups give me.  

– Happiness is realizing my mistakes and laughing at my own silliness while I make the necessary corrections.

– Happiness is not taking it too hard on myself when I fall short of a promise I made to myself or others. 

– Happiness is deliberating staying out of senseless arguments and avoiding people who enjoy endless drama.

– Happiness is not allowing someone to force their own insecurities on me or pressure me into making decisions I’m not comfortable with.  

– Happiness is being lost in a good mystery novel and ignoring the alarm bells telling me that my bladder is full and I need to go and pee.

– Happiness is smiling in front of the bathroom mirror and reminding myself of how much God loves me, despite my insecurities. 

What does Happiness mean to you?


2. Health. 

Sadly, in the last couple of months I was so busy taking care of other people’s health that I neglected mine. 

I don’t think I’ve used as many medications in my entire life as I have this year. At some point I became so ill that I received intravenous drugs, for the first time ever.

My diet was one area I particularly took for granted. 

Because of the busy nature of my job, I failed to pay attention to what I ate, how much I ate or what time I ate.

And just within a few months, I realized how much unnecessary weight I’d gained. It’s even now embarrassing to wear some outfits from 2 years back. 

Now I’m taking back responsibility for my health. 

So I ordered this nice, comfy mat for yoga and stretching exercises.

My New Exercise Mat

In addition, I commenced the Intermittent Fasting Regimen (using the 18/6 plan) after lots and lots of research. 

I also started keeping a food diary, it’s amazing to know how much calories each meal contains.

Generally, I feel better just knowing that I have been able to clean up my diet and I can say NO to junk food no matter the temptation. 

Some days are harder than others, but I’ll keep keeping on by God’s grace. 

What does living healthy mean to you?


3. Holiness.

I don’t know about you but it gets me sad, and sometimes angry when I see people disrespecting or outrightly mocking the things of God. 

Our generation finds it easy to hype secular things like entertainment, fashion and technology, while they make fun of anything said to be sacred or godly. 

Even people of faith are increasingly more reserved about expressing their beliefs for fear of being ridiculed.  

The Devil wants us to be Closet Christians- shy, embarrassed and easily intimidated. 

But here’s a secret. The Devil is scared. 

He knows that there is so much havoc believers can cause to his agenda, if we rise up to the occasion.

That is why he is out to stop us before we can stop him. 

But we have been commissioned to bring light to a dark world, hope to a hopeless world and healing to a hurting world.   

“You’re here to be light, bringing out the God-colors in the world. God is not a secret to be kept. We’re going public with this, as public as a city on a hill. If I make you light-bearers, you don’t think I’m going to hide you under a bucket, do you? I’m putting you on a light stand. Now that I’ve put you there on a hilltop, on a light stand—shine! Keep open house; be generous with your lives. By opening up to others, you’ll prompt people to open up with God, this generous Father in heaven.”

‭‭Matthew‬ ‭5:14-16‬ ‭MSG‬‬
http://bible.us/97/mat.5.14-16.msg

I don’t know about you, but I’m done acting like a nice christian while the enemy oppresses, manipulates and destroys lives around me. 

It’s time for WARFARE!

And Holiness is a requirement for spiritual warfare, because if I am to be used of God, I have to be totally dedicated and devoted to him. 

– Holiness means obeying God’s specific instructions  when I’d rather do things my own way. 

– Holiness means trusting God’s direction even if it’s contrary to popular beliefs. 

– Holiness means keeping myself away from the profanity/perversion of this generation- my speech, attitude, work ethics, appearance etc must reflect God’s glory. 

September Mood.😄

What does Holiness mean to you?

***

Enjoy the rest of September!

:::requ1ne:::

    ❤️❤️❤️

August 2019|| A Trip Down Memory Lane.

Hey guys,

Welcome to August.

This month I’ve decided to do a bit of internal housekeeping by reevaluating my personal growth journey.

In the last few years, I’ve consistently kept memoirs (in form of diaries or journals) both in hard and electronic copies.

Recently, I went through some of them and I’ve simply been amazed about each phase of my journey. 

Through those pages, I saw myself grow from a timid, insecure lady to a confident and optimistic lady, who is ever ready to embrace challenges, make efforts, commit to bigger dreams and become all of who God has called her to be.

In this post, I’ll be sharing snippets of my journey through the last few years with you and I hope among other things that it encourages everyone out there on a similar journey of personal growth to journal their journey😉. 

Enjoy!

*** 

2013:



“So I’m finally here in SVG. I got an apartment and share it with a lady from Botswana, she’s been nice to me and gave me dinner. Thank God for a safe trip,  for the prayers and wishes from friends and family. I believe God is the Oba Alasepe and he’ll perfect all that concerns me in this land. Amen.” (Feb 11, 2013). 

2013 was the year I consciously began my journey into becoming. 

I considered myself to be a caterpillar who was transforming into a butterfly. I was curious, daring and wide-eyed. 

It was also a turning point as I literally put on my “big girl” shoes. For the first time ever, I was miles away from home, and everything and everyone that was familiar, in pursuit of becoming a medical doctor. 

2014:

This was the year where I felt so much dissastifaction within me, I was tired of living small and being boxed up in a cage mentally. I just felt there was more to life than just sleeping, waking and eating.

That was also the year I got the courage to start this blog…as a form of outlet. 

Later that year, I experienced what seemed like a major tragedy that almost gave way to a post traumatic stress disorder but thank God for healing and restoration.

At the end of the year, this was my confession:

“Eunice Adeniran, you may feel limited but you have a limitless God. He cannot fail you. He is your refuge and underneath are his everlasting arms. It will end in praise!”

2015:



I would describe it as my “Big Bang Year” as my eyes began to open to certain realities of personal growth and responsibility.

I actively began to read life changing books and many things that seemed initially impossible became possible.

My walk with God also became more steadfast, and my personal devotion took on a more lively approach. 

As I went through the pages of my diary, I came across this song I learnt at a concert (TEHILA AFRICANA) which summed up a phase I was going through:

“When Jesus says No, I hope you understand,

When Jesus says No, he has a better plan.”

2016:

I started the year with a strong conviction as written in my journal:

“Year 2016 is the year of the word of the lord, the word profits me greatly. I’m sensitive to divine revelation, instruction and direction. 

I’m willing and obedient to God’s word. My heart is prepared to receive the word, it’s a good soil, fertile and fruitful.

Every aspect of my life responds to God’s word and profits greatly.”
Looking back, it’s an irony that 2016 was also that year where I had to second guess almost every decision I made. 

One major decision I made was coming out of a relationship I’d invested in for almost 5 years. The aftermath was almost devastating.  

It was also the year I graduated from medical school and the question “What Next?” became a constant buzz in my ears.

Thankfully, God in his mercies saw me through that season.


2017: 



I literally came ready for this year. 

Here’s an excerpt from my first journal entry:

“Hello 2017, I’m excited to meet you.

You are a gift and a blessing from God to me and I’m pretty determined to maximize all of the opportunities you bring my way.”

That year was a season of stretch for me as God taught me to embrace so multiple dimensions to my life. 

There were a couple of challenges along the line and even a cheap attempt on my life from Satan but the good Lord gave me victory. 


2018:


2018❤️

This was another very remarkable year for me. 

It was a season of blossoming relationships and upgrading my self-esteem. 

Like never before, I heard God speak with clarity and give me specific instructions concerning.

It was also an intense year (physically and mentally) for me as I was a House officer for the most part. 

The day Housejob ended was a testimony in itself.

Here’s an excerpt:

“The countdown ends.

God is good, he’s indeed the God of my testimony. 

I woke up grateful this morning. Nothing could spoil my joy, not Satan nor his cohorts.

I’m officially an MO. To God be the glory!!!”


***

That ends my trip down memory lane.

2019 has been an interesting year so far and I believe there’s still lots of goodness it has to offer. 

So here’s one more picture for your viewing pleasure

2019❤️

Have a pleasant AUGUST!

:::requ1ne:::

    ❤❤❤

Book Review|| The Smart Money Woman

Author: Arese Ugwu

Genre: Personal Finance

||How I came across the book 

For some reasons, many people seemed to be talking a lot about this book and I became curious. Then one day someone shared it in one of my online groups, and I literally jumped at it.

||Expectations

As an intending millionaire, I wanted to know the choices that make a woman financially smart.  

||Lessons

Most of the lessons shared in this book are profound. I especially love the definition of the smart money woman. 

The smart money woman is a woman whose hustle has purpose and has learnt to make money, keep money and grow money.

She is a woman who has found her calling in life, something that matches her passion with her skill set and, regardless of where she is in that process, she is excited and confident that she will make money because she has positioned herself for success and she knows this is where she can maximize her earning potential.


  • Introduction:

– In general, as African women, we are not taught in any formal framework how to keep money or grow it—basic personal finance skills are difficult to learn. 

– Even when a young adult starts earning more than they need to survive, they end up living from paycheque to paychequebecause  they think about their incomes largely in terms of spending and haven’t learned how to save or build assets in proportion to what they earn.


  • Being Broke vs Building Wealth:

Broke means, if you lose your primary source of income today, you will not be able to maintain the lifestyle you have become accustomed to because you have no assets to rely on. 

– We must dismiss this idea that we will always make more money. We have a finite amount of productive years to work; many people will never be as agile both mentally and physically as they are now.  

– Building wealth is more about how much you keep than how much you spend. 

– Broke people and rich people approach the same amount of money differently. They understand the relationship between how we earn and how we spend and they know where the balance is.

– Developing a wealthy mind-set requires the understanding of the concept that the way you spend, invest, and manage ten naira is the way you’ll spend, invest, and manage ten million. 

  • Active vs Passive Income:

– Active income is the income you get from services rendered, it is usually your income from your job or business.

– Passive income in simple terms is money that you make while you are sleeping.

Financial Freedom is when your passive income exceeds your expenses.

– Ideally, the goal is to get to a point where the assets you’ve accumulated can pay you enough of an income to pay for your lifestyle. 

  • Understanding Net-worth:

– Your net-worth is your assets minus your liabilities and it gives you a snapshot of where you stand financially.
If you don’t treat the money you earn with respect, it will leave you with no respect. 

– By separating your spendings into wants and needs, you limit your wants and prioritise your needs.

  • The Principle of borrowing and repaying debts:

– Debt can be a tool to attain financial success but how you use it matters. 

– Wealthy people use debt as a tool to leverage their investments and grow their cash flow, but poor people use debt to buy things that make rich people richer. 

– Only borrow to acquire an asset that will appreciate in value.

– Prioritize your debts. Decide which ones are most important. This depends on your particular situation—you could slay the largest debt first to give you more confidence that the rest are manageable, or you could decide it is best to start with the debt charged with the highest interest rate, so the debt does not increase. 

– Set deadlines for each loan. There should be an estimate of how long it is going to take you to pay off each debt.

– Think about the triggers that led you into debt in the first place and try to eliminate them. There’s no point getting out of debt only to dive back in.


  • On Savings, Investments and Budgeting: 

– We have to learn to spend with intention by allocating our resources to reflect the lifestyle we want and are able to sustainably afford. 

– A smart woman doesn’t wait for financial surprises; she systematically saves toward her emergency fund because she knows that this is the foundation of her financial journey. 

– Before you splurge make sure you have at least six to nine months of living expenses saved up for emergencies.

Calculate how much you would need to survive if you lost your job or income from your business. What do your living expenses add up to each month? Multiply that by six or nine months.

– Emergency fund are liquidity and safety, not return, so do not take risks with your Emergency fund to earn more or sacrifice liquidity.

– Money in the bank is equal to spending. It doesn’t matter whether you earn ten thousand or ten million naira a month.

– As regards investments, start with high savings accounts or money market accounts that preserve your capital and give you a reasonable return.

– Your investment goals should reflect your financial obligations, what you value most, and what you want the money you make to be able to do for your life in general.

– The cardinal rule when you invest is, don’t invest in anything you don’t understand.

– People associate the word “budget” with scarcity or a reduction in station of life. Therefore, “budget” is a word they come to resent. 

– The reality is, a budget is something that tells you how to allocate your resources and it should reflect what you value.

– The reason most people live paycheque to paycheque is because they don’t have a full understanding of what their income can support. 

  • On Making Profit, Solving problems and Fulfilling purpose:

– The most successful people are the ones who are able to articulate what they want for their lives. Success is deeply rooted in having a solid plan that is tailored to what you want.

– The more people you are able to reach and influence, the more likely you are to attract new business, gain access to partnerships or raise funding for your business.

–  To make profit your idea must either be generating more revenue for your company or reducing costs.

– Nine out of ten times when people ask how they can make more money the answer is find your purpose.

Your purpose is your calling; the thing that drives you to be successful because it is what you were created to do.

– Passion is that idea that burns deep inside you, so much so that you can’t stop thinking about it until you execute.

– Skill-set are things that you are good at, either because it’s what you’ve studied or something you’ve spent hours honing.

 – Your idea has to solve a problem people are willing to pay for.

– It is important for people to understand purpose because, they often pursue an idea and then can’t follow through on because they haven’t thought through these three questions:

1) Is it big enough (Impact)? 

2) Are you in a unique position to make it happen (Skills/Resources)? 

3) Are you passionate enough about it (Does it pass the sleepless night test)?

  • On Paid Jobs vs Entrepreneurship:

– In order to maximise your earning power and have the ability to invest, you need to pursue a career you are passionate about and create multiple streams of income. 

– This does not necessarily mean you have to become an entrepreneur. 

– The reality is, not everyone is cutout to be their own boss and you need to learn this early on. 

– With entrepreneurship growing in global popularity, everyone wants to be a boss. A good proportion of those already on the corporate ladder can’t wait to jump off and start a business so that they too can escape.

– You shouldn’t be thinking about a “me too” copy and paste approach because the idea of working for yourself sounds appealing. 

Being a boss is not all about working for yourself and avoiding the discipline of a nine-to-five. Becoming your own boss means you are responsible for an enterprise and beyond the idea—a successful enterprise has to have structure, a business model and a value proposition. 

If we all become our own bosses who is going to work for whom? Who will be the employees?

– Ideas are a dime a dozen; execution and the ability to solve a series of problems is the actual key to success.

– People who are entrepreneurial in their thinking are value-driven. They adopt critical thinking and embrace innovation and continuous improvement. 

– They are the ones you see solving problems every day and are getting paid to do so regardless of whether they are the founders of the company or not. 

– The thought process should be, what skills or resources do I have to execute that idea? Am I passionate enough about it to pursue it and follow through?

– Instead of over-glamorizing either end of the spectrum, let’s focus on encouraging people to be value-driven, solve problems where they are and focus on finding career paths that suit their skill-set and temperament so they can thrive.

||Conclusion

What makes us wealthy is not how much we earn but how we can systematically use a proportion of the income we earnto build assets that pay us over time.

The smart money woman would rather live like a princess forever than live like a queen for a few years. Ultimately, improving her net worth is more important than upgrading her wardrobe. This mind set helps her reason when she’s spending.


||Observations

I actually enjoyed the book being partly fiction although the characters seemed way out of my league as per their earnings. 

While this book made a fine read, the element of faith which is a priority for me, would have given a more balanced approach. 


||Recommendations

This is a practical book for every young woman who dreams of becoming financially established someday.


:::requ1ne:::

     ❤️❤️❤️

JULY 2019|| On Adulting, Being Single and Living in Nigeria.

Hey guys,

Welcome to JULY. 

Disclaimer: This post is a RANT and it may or may not make much sense. 

For a while now I’ve been ruminating on each of these three topics in no particular order. And the more I think about them, the more questions I have begging for answers. 

I hope you my dear readers will shed some insight with me as I share my thoughts below. 

Thank you in advance. 

||On Adulting: 

About two years ago while jobless and becoming increasingly frustrated as I searched for one, I wrote this post 

Tbh, I’m still yet to figure out this whole Adulting thing. 

In fact, the older I get the more complicated the concept seems to be. 

As a kid I thought becoming an adult meant having my own space, making my own money, and just doing my own thing, but nothing could be further from the truth than that.

It’s an irony that everyone knows what I’m supposed to be doing with my adult life except me. 

In other words, my business is practically everybody’s business from parents to close relatives, to colleagues at work, to the society at large. 

Everyday I’m faced with choices of what to do with my money, my time and even my energy.

“Eunice, you must get a side hustle o.” 

“Why do I need a side hustle?”

“Because you need an extra source of income.” 

“What if I’m not interested in having an extra source of income?”

“Do you know how hard it is to survive in this Economy with just your salary?”

For some reasons, I’ve still not been able to convince myself about the side-hustle thing, as most of the popular options (i.e. hands-on skills like baking, sewing etc) do not interest me. 

So in recent times my focus has been on saving at all costs, and my dilemma is always whether to spend or not to spend money.

Should I buy a new pair of shoes or save the money to buy gas?

Should I buy soup ingredients that will last a few days with this N2000 or just buy a KFC takeout for dinner instead?

Should I invest all this money in mutual funds or spend part of it in buying Asoebi for my friend’s wedding?

And if I’m to be completely honest, my common sense doesn’t always win in this regard. 

Again, why does Adulting have to be this hard?

***

||On being single: 

This is another shocking realization for me. Being single is not always as rosy as it is portrayed to be. 

Or maybe I’ve been trying too hard at being optimistic as a single lady. 

Of course the freedom to “do me” most times is something I don’t take for granted. 

Still, why does my heart do flip-flops each time I come across a couple doing PDA?

And why did no one warn me that seeing faces of cute babies whether online or in real life will make my ovaries scream in expectation?

What about instances when the innocent smile of a gentleman causes my heart to melt into whipped ice cream ? 

Countless times, I’ve had to remind myself that my body is the temple of the Holy Spirit and unwholesome thoughts cannot be entertained there. 

A number of times I even find myself reporting to a fellow believer, asking for prayers and encouragement because I can’t seem to concentrate with my raging hormones.

To be single is hard work, no wonder many people younger than me are running off to get married. 

And as for the married people that like to intimidate us with this annoying cliché “you’ll understand better when you’re married,” please what is your purpose in this life?

Why can’t we understand better now?

Do we have to earn marital wisdom through “trial and error?”

If I can’t wrap my head around taking care of just myself on some days, how do married couples manage to take care of themselves (their jobs, children, finance, inlaws, health etc) on a daily basis without going crazy?

What is the secret you people are not telling us?

And enough of trying to sugarcoat the truth, please tell us as it is. 

Let’s know if we’re truly mature enough to handle it. 

***

||On Living in Nigeria.

To live in any country can be challenging, but to live in a struggling third world country such as Nigeria is nothing short of exasperating.

Living in Nigeria demands a certain level of courage and doggedness that you don’t even know you have.

It’s only a few months to 2020 and we are no where near achieving the 24 hour/day electricity supply promised by our founding fathers. 

Shall we talk about the despicable state of many of our major roads? 

Or the constant nightmare of encountering highway marauders despite the numerous security checkpoints?

And while our political leaders and law enforcers are a far cry from the ideal, the average nigerian citizen is also as corrupt as they come.

We believe the only way to get even is by cheating a system that has woefully failed us. 

So we don’t mind being dubious about our tax returns.

We falsify academic results to get appointment letters and refuse to pay for electricity, water supply or waste disposal, if we can help it. 

Our attitude to work whether in the private or public sector is so nonchalant. 

The aim of the average Nigerian employee is to do as little as possible but get the highest benefit. 

An average Nigerian doesn’t mind shunting the queues whether in the banking hall, on the highway or in the supermarket.

How do we solve a problem like Nigeria? Where do we even begin from?

Should we all just leave and forget about this annoying country?

***

*PDA: Public Display Of Affection.

Cheers,

:::requ1ne:::

     ❤️❤️❤️

JUNE 2019|| Mid-Year Review, Reflections And Resolutions.


Hello Fam,

It’s the middle of the year already and God has been indeed faithful.

I’m not exactly where I’d hoped to be (in some aspects of my life) but I celebrate where I am at the moment because it can only get better. 

Amen and Hallelujah. 🙌

Here’s a recap of the post I wrote at the beginning of the year 5 things to do in 2019.

I still need to TRUST God more (not just in words, but through my actions), there are many unrealized goals I have to work towards, and I certainly have to do better with taking stock and giving thanks.   

||REVIEW

(Randomly picked and edited most of these questions from online articles)

1. How would you describe the year so far?

Emm…Interesting (for lack of a better word). 

It’s been that kind of unforgettable year, not in a “big-bang” way, but in a “what else now?” kind of way.

2. What accomplishment(s) are you most proud of?

– Producing, Marketing & Selling a number of the Requine’s Journals and the sincere feedbacks I got from some of my customers (on ways to make the product even better). 

– Finally taking vaginal deliveries and repairing minor lacerations (this time last year it was only a dream).  

3. What major lessons have you learnt in this half-year?

Several. 

i) My life is shaped by my thoughts. A negative mindset will trigger negative actions which will trigger negative outcomes. 

ii) God speaks and the devil speaks, my responsibility is to decide whose voice I listen to.

iii) Success is a spectrum; there’s no total failure – there are only strategies that don’t work at a particular time, in a particular place and with a particular set of people.

iv) I’ve been graced for this season of my life and God is equipping me for the next season already.

v) What I bring to the table determines how I’m valued. To increase my value, I must increase my contributions. 

vi) I have nothing to prove but everything to improve. 

vii) There are always helpers to my destiny, it is my responsibility to pray them in.

viii) Success is attractive and inspires others to succeed. No one argues with results, it is self-proven.

ix) Nothing beats the reassurance that God is for me and with me. He knows what I need even before I ask him.

x) Every blessing is a responsibility, ditto answered prayers.

4. How are you different now than you were 6 months ago?

Physically fatter (sadly😞), a couple of thousands richer (thankfully) and a whole lot wiser.

5. What new relationships have you fostered?

Quite a number, especially with some of my colleagues at work. 

6. In what areas do you feel stuck?

– My current job is pretty demanding (physically and mentally) and I’m really looking forward to a better job opportunity. I can’t continue like this tbh…

– I’m also not getting the most out of my 2019 goals which is really discouraging.


7. What are you most grateful for?

– The gift of Life.

– The gift of Health: Physical and Mental.

– The gift of Men (Friends, Family and Colleagues).

||REFLECTIONS

Looking back to the beginning of this year I was pretty excited even without knowing what the year had to offer. 

2019 has indeed been an interesting year because everything isn’t going exactly according to my plan, but God is reminding me that it’s not up to me to make things happen. 

“Commit your way unto the Lord, TRUST also in him, and HE WILL bring it to pass.” Ps 37:5


I’ve had some exciting moments like getting a job and moving to another town, rekindling some old relationships and fostering new ones, and finding a place of worship where I fit right in.

I’ve also had a couple of challenges like meeting up with the demands of my job, on and off health issues, and experiencing joy in the midst of pain and disappointment.

Then I’ve suffered a few bouts of depression as well…feelings of frustration about being left behind in life, but thankfully I’m back on my feet.  

Partaking of DDK’s Ignition Intensive Series (an online coaching program) was definitely a mind blowing and defining experience for me.

Also, I’ve spent more time, effort and money on self-care (hairdo, beauty products etc) than in previous years. 

Lastly, I’ve read over a dozen books this year including:

Model Marriage (Deg-Heward Mills)

Jumpstart Your Leadership (John C. Maxwell)

For Married Women Only (Tony Evans)

Exploring The Secrets Of Success (Bishop David Oyedepo)

WORDS (Kenneth Hagin)

The Smart Money Woman (Arese Ugwu) 
 
Secrets of An Irresistible Woman (Michelle Mckiney Hammond)


||RESOLUTIONS

Going forward, I have decided to make the most of the remaining months of this year by prioritizing where I currently am over where I think I should be because when all is said and done, 

The best time to live is NOW. 

Henceforth, I choose to:

1) Find joy in the simple things. 

2) Live in the moment everyday. 

3) Be a blessing wherever I find myself.

4) Not stress myself over the things I CANNOT control. 

5) Stop believing the lies of satan that “I’m not enough.” 

So help me God.

***

Cheers to a Fantastic Month!!!

:::requ1ne:::

     ❤️❤️❤️

A DAY IN THE LIFE || A NAIJA DOCTOR’S DIARY


*How my day started*

4:52 a.m. It’s too early, please go back to sleep.

5:17 a.m. No baby, still too early…go back to sleep. 

5:23 a.m. Sighs. Okay…you can get up now. Na work dey rush you. 

5:30 a.m. I’m already in the bathroom when my alarm rings.

After having my bath, I put some food on the gas cooker, then went back to bed to have my quiet time.

I had a quick breakfast of cereal (which will keep me till noon at least)

I also took an antibiotic thanks to a recurrent ear infection I’m battling with.


Then I packed some lunch because no satan is tempting me with stupid hunger at work today.



Finally stepped out of the house around 7:20 a.m. as I’m doing the 8 a.m. to 6:00 p.m. shift today.

***

7:35 a.m My pre-work glow.
Getting a few minutes of me-time.


8:15 a.m. Work has officially started but I’m yet to see my first patient which is very unusual

The first patient I saw was a toddler who had some episodes of vomiting and loose stool, and managed a case of enterocolitis with antibiotics and oral rehydration solution. 

The second patient was a newly diagnosed hypertensive who I spent a considerable amount of time counseling. 

*4 hours later*

12:25 pm It’s LUNCH TIME…yay!!!💃💃💃


1:45 p.m. After attending to a new admission on the ward, my energy level is like 30% . I don’t know where all the food I ate went o. Sighs.

2:00 pm Phew! Just saw my 12th patient for the day.

***

So I was called to see a patient in the Emergency room.

A little girl had a laceration inside her upper lip following a traumatic fall, thankfully the blood loss was minimal and her vitals were stable.


After cleaning out the area, I infiltrated with Xylocaine solution then sutured using vicryl 2.0.  

Though my surgical skills are pretty basic, I did a good job anyway. 



5:50 pm

I just finished reviewing a pregnant woman on the labor ward who is being induced. Every bone in my body feels tired. 

6:00 p.m.

Finally, my shift is over and I can officially take my leave. 💃💃💃

My extremely tired after-work look.😂😂😂

So here’s a list of all the cases I managed today:



***

Thank you for reading. Did you enjoy this blog?

:::requ1ne:::

     ❤️❤️❤️

MAY|| Bounce Back + Life Lately.

Hey there, 

It feels like ages since I last visited this space. 

Like Nigerians would say, a lot of water has passed under the bridge.

The bridge, which in this context is my life. 

So much has happened (the good, the bad and the very ugly..😪😪😪) but the Lord remains good. 

He has never and will never fail.

So where do I start from?

||WORK

Practicing as a medical doctor can be super exhausting.

I thought being a House officer was hard, but the M.O life is NOT beans either. 

I literally work my butts off for every kobo I earn. 

Las, las, Adulting itself na scam, but we will all be alright. 

Still I’m super thankful that I have a job…cos we don’t complain, we give thanks. 🙌

||CURRENTLY LOVING 

Maybe I came a little late to the party, but in the last few weeks I’ve found myself binge-watching a number of VLOGS majorly by Nigerian YouTubers (Home and Abroad)…and most have super interesting content. 

My favorites include:

Let’s just say I found myself a new hobby😀


||HEALTH CHALLENGES

Satan is such a Sadist though. 

And a big liar too.

Yours truly seems to have taken more medications in the last few months than I have taken in an entire year of my life.

It has not been a funny experience, because almost every week there’s one ailment or the other to address.

I don’t know if it has to do with my work environment, stress level, immunity or poor dietary/lifestyle choices, but my health (both physical/mental) has taken a downward spiral lately and that is giving me serious concern. 

Please, pray for a sister. 🙏🏾🙏🏾🙏🏾


||WEDDING FEVER😍😍😍

Well…I have finally arrived at that phase of my life, where the idea of planning for a wedding doesn’t seem so ridiculous anymore.

I’ve been checking out Asoebi colors/combo, prewedding shoot scenes, wedding gown styles and researching a bit about wedding planning budget. 

Now don’t get too excited.

There’s no wedding date or anything yet. 

It’s still all in my head but it may be sooner than you expect…hehe.


||2019 GOALS

Let me just say, IT IS WELL.

And this is more than a cliché, it is REALLY well.

I started 2019 with the mindset of smashing my goals, Left, Right…and Centre.

Now it seems to be the other way round.

Some of my major goals seem to be mocking me right now. 

Like attaining the FitFamLife.

How hard can it be to make fresh fruit smoothies once a week?

It is really well with my soul.

God reminded me of the word he gave me at the beginning of the year:

“Commit thy way unto the Lord; trust also in him; and he shall bring it to pass.”

‭‭Psalms‬ ‭37:5‬ ‭KJV‬‬

http://bible.us/1/psa.37.4-5.kjv

So help me God.

***

Now that you’re upto date with my life, what have you been up to lately?

Please share.

Thank you for reading.

:::requ1ne:::
    ❤️❤️❤️