September 2019|| On Happiness, Health and Holiness.

Hello Fam,

It’s been a while and I’m so glad to be back.

The month of August was exciting and full of adventure, and I’m hoping this month and beyond will even be better.

So this season, I’m focusing on these three things:

1. Happiness.

Happiness means different things to different people. 

Though some say happiness is overrated, we can’t underestimate the Power of being Happy.

Happiness is like Energy, it gives momentum to whoever experiences it. 

Happiness often comes to me in the simplest of ways…

Quotesvalley.com


– Happiness is savoring the aroma of my 3-in-1 Nescafé coffee mix.
– Happiness is dancing to the “Baby Shark” song and ignoring the funny looks other grownups give me.  

– Happiness is realizing my mistakes and laughing at my own silliness while I make the necessary corrections.

– Happiness is not taking it too hard on myself when I fall short of a promise I made to myself or others. 

– Happiness is deliberating staying out of senseless arguments and avoiding people who enjoy endless drama.

– Happiness is not allowing someone to force their own insecurities on me or pressure me into making decisions I’m not comfortable with.  

– Happiness is being lost in a good mystery novel and ignoring the alarm bells telling me that my bladder is full and I need to go and pee.

– Happiness is smiling in front of the bathroom mirror and reminding myself of how much God loves me, despite my insecurities. 

What does Happiness mean to you?


2. Health. 

Sadly, in the last couple of months I was so busy taking care of other people’s health that I neglected mine. 

I don’t think I’ve used as many medications in my entire life as I have this year. At some point I became so ill that I received intravenous drugs, for the first time ever.

My diet was one area I particularly took for granted. 

Because of the busy nature of my job, I failed to pay attention to what I ate, how much I ate or what time I ate.

And just within a few months, I realized how much unnecessary weight I’d gained. It’s even now embarrassing to wear some outfits from 2 years back. 

Now I’m taking back responsibility for my health. 

So I ordered this nice, comfy mat for yoga and stretching exercises.

My New Exercise Mat

In addition, I commenced the Intermittent Fasting Regimen (using the 18/6 plan) after lots and lots of research. 

I also started keeping a food diary, it’s amazing to know how much calories each meal contains.

Generally, I feel better just knowing that I have been able to clean up my diet and I can say NO to junk food no matter the temptation. 

Some days are harder than others, but I’ll keep keeping on by God’s grace. 

What does living healthy mean to you?


3. Holiness.

I don’t know about you but it gets me sad, and sometimes angry when I see people disrespecting or outrightly mocking the things of God. 

Our generation finds it easy to hype secular things like entertainment, fashion and technology, while they make fun of anything said to be sacred or godly. 

Even people of faith are increasingly more reserved about expressing their beliefs for fear of being ridiculed.  

The Devil wants us to be Closet Christians- shy, embarrassed and easily intimidated. 

But here’s a secret. The Devil is scared. 

He knows that there is so much havoc believers can cause to his agenda, if we rise up to the occasion.

That is why he is out to stop us before we can stop him. 

But we have been commissioned to bring light to a dark world, hope to a hopeless world and healing to a hurting world.   

“You’re here to be light, bringing out the God-colors in the world. God is not a secret to be kept. We’re going public with this, as public as a city on a hill. If I make you light-bearers, you don’t think I’m going to hide you under a bucket, do you? I’m putting you on a light stand. Now that I’ve put you there on a hilltop, on a light stand—shine! Keep open house; be generous with your lives. By opening up to others, you’ll prompt people to open up with God, this generous Father in heaven.”

‭‭Matthew‬ ‭5:14-16‬ ‭MSG‬‬
http://bible.us/97/mat.5.14-16.msg

I don’t know about you, but I’m done acting like a nice christian while the enemy oppresses, manipulates and destroys lives around me. 

It’s time for WARFARE!

And Holiness is a requirement for spiritual warfare, because if I am to be used of God, I have to be totally dedicated and devoted to him. 

– Holiness means obeying God’s specific instructions  when I’d rather do things my own way. 

– Holiness means trusting God’s direction even if it’s contrary to popular beliefs. 

– Holiness means keeping myself away from the profanity/perversion of this generation- my speech, attitude, work ethics, appearance etc must reflect God’s glory. 

September Mood.😄

What does Holiness mean to you?

***

Enjoy the rest of September!

:::requ1ne:::

    ❤️❤️❤️

August 2019|| A Trip Down Memory Lane.

Hey guys,

Welcome to August.

This month I’ve decided to do a bit of internal housekeeping by reevaluating my personal growth journey.

In the last few years, I’ve consistently kept memoirs (in form of diaries or journals) both in hard and electronic copies.

Recently, I went through some of them and I’ve simply been amazed about each phase of my journey. 

Through those pages, I saw myself grow from a timid, insecure lady to a confident and optimistic lady, who is ever ready to embrace challenges, make efforts, commit to bigger dreams and become all of who God has called her to be.

In this post, I’ll be sharing snippets of my journey through the last few years with you and I hope among other things that it encourages everyone out there on a similar journey of personal growth to journal their journey😉. 

Enjoy!

*** 

2013:



“So I’m finally here in SVG. I got an apartment and share it with a lady from Botswana, she’s been nice to me and gave me dinner. Thank God for a safe trip,  for the prayers and wishes from friends and family. I believe God is the Oba Alasepe and he’ll perfect all that concerns me in this land. Amen.” (Feb 11, 2013). 

2013 was the year I consciously began my journey into becoming. 

I considered myself to be a caterpillar who was transforming into a butterfly. I was curious, daring and wide-eyed. 

It was also a turning point as I literally put on my “big girl” shoes. For the first time ever, I was miles away from home, and everything and everyone that was familiar, in pursuit of becoming a medical doctor. 

2014:

This was the year where I felt so much dissastifaction within me, I was tired of living small and being boxed up in a cage mentally. I just felt there was more to life than just sleeping, waking and eating.

That was also the year I got the courage to start this blog…as a form of outlet. 

Later that year, I experienced what seemed like a major tragedy that almost gave way to a post traumatic stress disorder but thank God for healing and restoration.

At the end of the year, this was my confession:

“Eunice Adeniran, you may feel limited but you have a limitless God. He cannot fail you. He is your refuge and underneath are his everlasting arms. It will end in praise!”

2015:



I would describe it as my “Big Bang Year” as my eyes began to open to certain realities of personal growth and responsibility.

I actively began to read life changing books and many things that seemed initially impossible became possible.

My walk with God also became more steadfast, and my personal devotion took on a more lively approach. 

As I went through the pages of my diary, I came across this song I learnt at a concert (TEHILA AFRICANA) which summed up a phase I was going through:

“When Jesus says No, I hope you understand,

When Jesus says No, he has a better plan.”

2016:

I started the year with a strong conviction as written in my journal:

“Year 2016 is the year of the word of the lord, the word profits me greatly. I’m sensitive to divine revelation, instruction and direction. 

I’m willing and obedient to God’s word. My heart is prepared to receive the word, it’s a good soil, fertile and fruitful.

Every aspect of my life responds to God’s word and profits greatly.”
Looking back, it’s an irony that 2016 was also that year where I had to second guess almost every decision I made. 

One major decision I made was coming out of a relationship I’d invested in for almost 5 years. The aftermath was almost devastating.  

It was also the year I graduated from medical school and the question “What Next?” became a constant buzz in my ears.

Thankfully, God in his mercies saw me through that season.


2017: 



I literally came ready for this year. 

Here’s an excerpt from my first journal entry:

“Hello 2017, I’m excited to meet you.

You are a gift and a blessing from God to me and I’m pretty determined to maximize all of the opportunities you bring my way.”

That year was a season of stretch for me as God taught me to embrace so multiple dimensions to my life. 

There were a couple of challenges along the line and even a cheap attempt on my life from Satan but the good Lord gave me victory. 


2018:


2018❤️

This was another very remarkable year for me. 

It was a season of blossoming relationships and upgrading my self-esteem. 

Like never before, I heard God speak with clarity and give me specific instructions concerning.

It was also an intense year (physically and mentally) for me as I was a House officer for the most part. 

The day Housejob ended was a testimony in itself.

Here’s an excerpt:

“The countdown ends.

God is good, he’s indeed the God of my testimony. 

I woke up grateful this morning. Nothing could spoil my joy, not Satan nor his cohorts.

I’m officially an MO. To God be the glory!!!”


***

That ends my trip down memory lane.

2019 has been an interesting year so far and I believe there’s still lots of goodness it has to offer. 

So here’s one more picture for your viewing pleasure

2019❤️

Have a pleasant AUGUST!

:::requ1ne:::

    ❤❤❤

The Girl’s Guide|| Beauty Care Corner.

Hey Ladies,

Welcome back to the Girl’s Guide.

In this post I’ll be reviewing and rating some of the beauty products (and toiletries) I currently use and also recommending a few of them.

I’d love your feedbacks and recommendations. 

PS: This is NOT a sponsored post by the way.

Enjoy! 

***

1. Kotex panty liners* 




Price: N330 – N350

Rating: 4/5

I’ve tried other brands but I always come back to this. It’s feather-light and fits into my underwear easily plus the fragrance is so mild that you’d hardly notice it. 

2. Always ultra sanitary pads* 




Price
: N650 – N700

Rating: 4.5/5

This is one of the oldest products I’ve used (over 15 years), it’s a bit pricey compared to others but the quality is super.

I especially like how the brand comes in different packages (wingless, heavy flow etc) designed for individual comfort. 

I should become an Always Ambassador someday…lol. 

#TeamAlways


3. Joy body lotion*


Price: N/A

Rating: 4/5

Decided to try this product last year after randomly picking it off the shelf of a store and I’ve had no regrets. 

I enjoy how soft and soothing it feels on my skin, and it works well for my complexion too.


4. Vaseline blue seal 

Price: N180 – N250

Rating: 4/5

This is another product I’ve used for many years. 

As someone who has a dry skin that whitens out easily, it’s not enough to use a lotion to moisturize my skin, I also have to use an oil based ointment to coat it.

5. Izzi body mist* 

Price: N830 – N850

Rating: 4.5/5

I started using this product about 2 months ago and I absolutely love it. 

It comes in different fragrances and leaves you sweet and fresh all day.


6. Nivea deodorant*

Price: N/A

Rating: 4/5

I’m quite particular about the brand of deodorant I wear because a person’s smell is often the first thing I notice about them (I assume it’s the same for most people too).

For me “you smell nice” is a compliment not an insult.

I like this particular deodorant spray because it’s mild on the nostrils, yet the fragrance lasts almost an entire day. 


7. Sure antiperspirant

Price: N/A

Rating: 3.5/5

I used to be a sworn lover of antiperspirant roll-ons until late last year when I began to react (?contact dermatitis) to a particular brand, so these days I use them sparingly. 

This product has a sweet feminine fragrance that helps you feel refreshed. 


8. Oriflame foot cream


Price: N3500

Rating: 2.5/5

Earlier this year I noticed I was having calluses on my heels because I wasn’t paying so much attention to foot care.

Not long after someone marketed this product to me and it found it really effective though I wish it wasn’t so expensive.

I love the balmy sensation the lotion gives my feet but I don’t care much for the grainy feel it has. 


9. Beauty formula detox cleanser*

Price: N1000 – N1200

Rating: 4/5

This is one of the top beauty products I’ve used this year. 

I picked it off the shelf a few months ago, because I was repeatedly having annoying breakouts on my face which I attributed to work-related stress. 

And this face cleanser worked wonders. I love everything from its fragrance to the gentle, soft, feel on my skin. 

The major downside to this product for me is that it makes my face dry out before the next morning. 


10. Active Woman body spray 

Price: N900 – N1000

Rating: 4/5

I started using this product over a year ago and I enjoy its soft feminine fragrance which is so unlike many other brands that are not as gentle on the nostrils. 


11. Efactory foot soak 



Price: N830 – N850

Rating: 3/5

This is another product that has really helped in my foot care journey.  

It soothes and softens my soles until they feel as new as a baby’s. 


12. Motflix baby wipes 

Price: N440 – N470

Rating: 3/5

Baby wipes have been my thing for a while now, I chiefly use them to wipe off the makeup on my face after a long day.

I am still trying out different brands to see which one suits my skin best. 

I tried this product for the first time because it was pocket friendly compared to the ones I’ve used in the past. 

The only downside was the flap on the lid that wore off quickly so the wipes dried out after some time..arrrgh. 


13. Above oil sheen hair spray

Price: N900 – N1100

Rating: 3/5

I’ve been using this oil based hair spray for a while now.

It helps to keep my hair shining and prevents my scalp from drying out too quickly especially when I’m wearing braids.

My only challenge with the product is that it stings my nose so I end up coughing practically every time I use it.


14. Enchanteur romantic deo spray 


It turned out I’ve changed my mind about this product 🙈😂


Price: N/A

Rating: 2.5/5

Something made me buy this product, I can’t tell what it was. 

As it turns out I’m not a fan of the fragrance cos it’s neither here nor there.

The other day I wore it at work, and a colleague entered my office and teased me about the “powerful scent” so I’ve used it sparingly since then. 


15. Soulmate hair cream

Price: N/A

Rating: 1.5/5

This hair cream is said to have anti-dandruff properties, but I found it disappointing after using the product for a while then took out my hair to discover lots and lots of dandruff. Sighs.

I also didn’t enjoy the greasiness and yellowish spots the cream left in my hair. 

I’ve officially switched to using natural Shea butter as my hair cream, and hopefully I’ll review that some other time. 


16. Extra hold styling gel spray

Price: N/A

Rating: 2.5/5

This product both styles and conditions the hair. 

I especially use it when I twist out my natural hair cos it keeps it moisturized.

17. Premier body soap*

Price: N/A


Rating
: 4/5

Dis soap ehn, na the best Naija brand, take am or leave am. 

On a serious note, of all the toilet soaps I’ve tried, Premier soap has topped the chart and it’s not just about the lasting fragrance, I’ve also noticed that it is sensitive for my skin type.

18. Closeup herbal toothpaste 

Price: N300-350

Rating: 3/5

My mum started to promote this brand back home and I simply followed suit. I like it because it doesn’t leave an aftertaste and it removes at least 70% of the plaque on my teeth.

***

PS: All * products are highly recommended and quoted prices are subject to change. 

Have you used any of these products? 

What beauty products do you currently use and recommend? Please let me know in the comments box.

Thank you for reading!

:::requ1ne:::

    ❤️❤️❤️

Book Review|| The Smart Money Woman

Author: Arese Ugwu

Genre: Personal Finance

||How I came across the book 

For some reasons, many people seemed to be talking a lot about this book and I became curious. Then one day someone shared it in one of my online groups, and I literally jumped at it.

||Expectations

As an intending millionaire, I wanted to know the choices that make a woman financially smart.  

||Lessons

Most of the lessons shared in this book are profound. I especially love the definition of the smart money woman. 

The smart money woman is a woman whose hustle has purpose and has learnt to make money, keep money and grow money.

She is a woman who has found her calling in life, something that matches her passion with her skill set and, regardless of where she is in that process, she is excited and confident that she will make money because she has positioned herself for success and she knows this is where she can maximize her earning potential.


  • Introduction:

– In general, as African women, we are not taught in any formal framework how to keep money or grow it—basic personal finance skills are difficult to learn. 

– Even when a young adult starts earning more than they need to survive, they end up living from paycheque to paychequebecause  they think about their incomes largely in terms of spending and haven’t learned how to save or build assets in proportion to what they earn.


  • Being Broke vs Building Wealth:

Broke means, if you lose your primary source of income today, you will not be able to maintain the lifestyle you have become accustomed to because you have no assets to rely on. 

– We must dismiss this idea that we will always make more money. We have a finite amount of productive years to work; many people will never be as agile both mentally and physically as they are now.  

– Building wealth is more about how much you keep than how much you spend. 

– Broke people and rich people approach the same amount of money differently. They understand the relationship between how we earn and how we spend and they know where the balance is.

– Developing a wealthy mind-set requires the understanding of the concept that the way you spend, invest, and manage ten naira is the way you’ll spend, invest, and manage ten million. 

  • Active vs Passive Income:

– Active income is the income you get from services rendered, it is usually your income from your job or business.

– Passive income in simple terms is money that you make while you are sleeping.

Financial Freedom is when your passive income exceeds your expenses.

– Ideally, the goal is to get to a point where the assets you’ve accumulated can pay you enough of an income to pay for your lifestyle. 

  • Understanding Net-worth:

– Your net-worth is your assets minus your liabilities and it gives you a snapshot of where you stand financially.
If you don’t treat the money you earn with respect, it will leave you with no respect. 

– By separating your spendings into wants and needs, you limit your wants and prioritise your needs.

  • The Principle of borrowing and repaying debts:

– Debt can be a tool to attain financial success but how you use it matters. 

– Wealthy people use debt as a tool to leverage their investments and grow their cash flow, but poor people use debt to buy things that make rich people richer. 

– Only borrow to acquire an asset that will appreciate in value.

– Prioritize your debts. Decide which ones are most important. This depends on your particular situation—you could slay the largest debt first to give you more confidence that the rest are manageable, or you could decide it is best to start with the debt charged with the highest interest rate, so the debt does not increase. 

– Set deadlines for each loan. There should be an estimate of how long it is going to take you to pay off each debt.

– Think about the triggers that led you into debt in the first place and try to eliminate them. There’s no point getting out of debt only to dive back in.


  • On Savings, Investments and Budgeting: 

– We have to learn to spend with intention by allocating our resources to reflect the lifestyle we want and are able to sustainably afford. 

– A smart woman doesn’t wait for financial surprises; she systematically saves toward her emergency fund because she knows that this is the foundation of her financial journey. 

– Before you splurge make sure you have at least six to nine months of living expenses saved up for emergencies.

Calculate how much you would need to survive if you lost your job or income from your business. What do your living expenses add up to each month? Multiply that by six or nine months.

– Emergency fund are liquidity and safety, not return, so do not take risks with your Emergency fund to earn more or sacrifice liquidity.

– Money in the bank is equal to spending. It doesn’t matter whether you earn ten thousand or ten million naira a month.

– As regards investments, start with high savings accounts or money market accounts that preserve your capital and give you a reasonable return.

– Your investment goals should reflect your financial obligations, what you value most, and what you want the money you make to be able to do for your life in general.

– The cardinal rule when you invest is, don’t invest in anything you don’t understand.

– People associate the word “budget” with scarcity or a reduction in station of life. Therefore, “budget” is a word they come to resent. 

– The reality is, a budget is something that tells you how to allocate your resources and it should reflect what you value.

– The reason most people live paycheque to paycheque is because they don’t have a full understanding of what their income can support. 

  • On Making Profit, Solving problems and Fulfilling purpose:

– The most successful people are the ones who are able to articulate what they want for their lives. Success is deeply rooted in having a solid plan that is tailored to what you want.

– The more people you are able to reach and influence, the more likely you are to attract new business, gain access to partnerships or raise funding for your business.

–  To make profit your idea must either be generating more revenue for your company or reducing costs.

– Nine out of ten times when people ask how they can make more money the answer is find your purpose.

Your purpose is your calling; the thing that drives you to be successful because it is what you were created to do.

– Passion is that idea that burns deep inside you, so much so that you can’t stop thinking about it until you execute.

– Skill-set are things that you are good at, either because it’s what you’ve studied or something you’ve spent hours honing.

 – Your idea has to solve a problem people are willing to pay for.

– It is important for people to understand purpose because, they often pursue an idea and then can’t follow through on because they haven’t thought through these three questions:

1) Is it big enough (Impact)? 

2) Are you in a unique position to make it happen (Skills/Resources)? 

3) Are you passionate enough about it (Does it pass the sleepless night test)?

  • On Paid Jobs vs Entrepreneurship:

– In order to maximise your earning power and have the ability to invest, you need to pursue a career you are passionate about and create multiple streams of income. 

– This does not necessarily mean you have to become an entrepreneur. 

– The reality is, not everyone is cutout to be their own boss and you need to learn this early on. 

– With entrepreneurship growing in global popularity, everyone wants to be a boss. A good proportion of those already on the corporate ladder can’t wait to jump off and start a business so that they too can escape.

– You shouldn’t be thinking about a “me too” copy and paste approach because the idea of working for yourself sounds appealing. 

Being a boss is not all about working for yourself and avoiding the discipline of a nine-to-five. Becoming your own boss means you are responsible for an enterprise and beyond the idea—a successful enterprise has to have structure, a business model and a value proposition. 

If we all become our own bosses who is going to work for whom? Who will be the employees?

– Ideas are a dime a dozen; execution and the ability to solve a series of problems is the actual key to success.

– People who are entrepreneurial in their thinking are value-driven. They adopt critical thinking and embrace innovation and continuous improvement. 

– They are the ones you see solving problems every day and are getting paid to do so regardless of whether they are the founders of the company or not. 

– The thought process should be, what skills or resources do I have to execute that idea? Am I passionate enough about it to pursue it and follow through?

– Instead of over-glamorizing either end of the spectrum, let’s focus on encouraging people to be value-driven, solve problems where they are and focus on finding career paths that suit their skill-set and temperament so they can thrive.

||Conclusion

What makes us wealthy is not how much we earn but how we can systematically use a proportion of the income we earnto build assets that pay us over time.

The smart money woman would rather live like a princess forever than live like a queen for a few years. Ultimately, improving her net worth is more important than upgrading her wardrobe. This mind set helps her reason when she’s spending.


||Observations

I actually enjoyed the book being partly fiction although the characters seemed way out of my league as per their earnings. 

While this book made a fine read, the element of faith which is a priority for me, would have given a more balanced approach. 


||Recommendations

This is a practical book for every young woman who dreams of becoming financially established someday.


:::requ1ne:::

     ❤️❤️❤️

JULY 2019|| On Adulting, Being Single and Living in Nigeria.

Hey guys,

Welcome to JULY. 

Disclaimer: This post is a RANT and it may or may not make much sense. 

For a while now I’ve been ruminating on each of these three topics in no particular order. And the more I think about them, the more questions I have begging for answers. 

I hope you my dear readers will shed some insight with me as I share my thoughts below. 

Thank you in advance. 

||On Adulting: 

About two years ago while jobless and becoming increasingly frustrated as I searched for one, I wrote this post 

Tbh, I’m still yet to figure out this whole Adulting thing. 

In fact, the older I get the more complicated the concept seems to be. 

As a kid I thought becoming an adult meant having my own space, making my own money, and just doing my own thing, but nothing could be further from the truth than that.

It’s an irony that everyone knows what I’m supposed to be doing with my adult life except me. 

In other words, my business is practically everybody’s business from parents to close relatives, to colleagues at work, to the society at large. 

Everyday I’m faced with choices of what to do with my money, my time and even my energy.

“Eunice, you must get a side hustle o.” 

“Why do I need a side hustle?”

“Because you need an extra source of income.” 

“What if I’m not interested in having an extra source of income?”

“Do you know how hard it is to survive in this Economy with just your salary?”

For some reasons, I’ve still not been able to convince myself about the side-hustle thing, as most of the popular options (i.e. hands-on skills like baking, sewing etc) do not interest me. 

So in recent times my focus has been on saving at all costs, and my dilemma is always whether to spend or not to spend money.

Should I buy a new pair of shoes or save the money to buy gas?

Should I buy soup ingredients that will last a few days with this N2000 or just buy a KFC takeout for dinner instead?

Should I invest all this money in mutual funds or spend part of it in buying Asoebi for my friend’s wedding?

And if I’m to be completely honest, my common sense doesn’t always win in this regard. 

Again, why does Adulting have to be this hard?

***

||On being single: 

This is another shocking realization for me. Being single is not always as rosy as it is portrayed to be. 

Or maybe I’ve been trying too hard at being optimistic as a single lady. 

Of course the freedom to “do me” most times is something I don’t take for granted. 

Still, why does my heart do flip-flops each time I come across a couple doing PDA?

And why did no one warn me that seeing faces of cute babies whether online or in real life will make my ovaries scream in expectation?

What about instances when the innocent smile of a gentleman causes my heart to melt into whipped ice cream ? 

Countless times, I’ve had to remind myself that my body is the temple of the Holy Spirit and unwholesome thoughts cannot be entertained there. 

A number of times I even find myself reporting to a fellow believer, asking for prayers and encouragement because I can’t seem to concentrate with my raging hormones.

To be single is hard work, no wonder many people younger than me are running off to get married. 

And as for the married people that like to intimidate us with this annoying cliché “you’ll understand better when you’re married,” please what is your purpose in this life?

Why can’t we understand better now?

Do we have to earn marital wisdom through “trial and error?”

If I can’t wrap my head around taking care of just myself on some days, how do married couples manage to take care of themselves (their jobs, children, finance, inlaws, health etc) on a daily basis without going crazy?

What is the secret you people are not telling us?

And enough of trying to sugarcoat the truth, please tell us as it is. 

Let’s know if we’re truly mature enough to handle it. 

***

||On Living in Nigeria.

To live in any country can be challenging, but to live in a struggling third world country such as Nigeria is nothing short of exasperating.

Living in Nigeria demands a certain level of courage and doggedness that you don’t even know you have.

It’s only a few months to 2020 and we are no where near achieving the 24 hour/day electricity supply promised by our founding fathers. 

Shall we talk about the despicable state of many of our major roads? 

Or the constant nightmare of encountering highway marauders despite the numerous security checkpoints?

And while our political leaders and law enforcers are a far cry from the ideal, the average nigerian citizen is also as corrupt as they come.

We believe the only way to get even is by cheating a system that has woefully failed us. 

So we don’t mind being dubious about our tax returns.

We falsify academic results to get appointment letters and refuse to pay for electricity, water supply or waste disposal, if we can help it. 

Our attitude to work whether in the private or public sector is so nonchalant. 

The aim of the average Nigerian employee is to do as little as possible but get the highest benefit. 

An average Nigerian doesn’t mind shunting the queues whether in the banking hall, on the highway or in the supermarket.

How do we solve a problem like Nigeria? Where do we even begin from?

Should we all just leave and forget about this annoying country?

***

*PDA: Public Display Of Affection.

Cheers,

:::requ1ne:::

     ❤️❤️❤️

HouseJob Chronicles: Memoirs of an Ex-Houseofficer (5)

1. Can we meet you?

I’m Adeniran Eunice, a graduate of All Saints University, Saint Vincent and The Grenadines. 


2. What was your most favorite posting, and why?

Internal medicine a.k.a Netflix and chill. 

I liked almost everything minus the consultant ward rounds, A and E calls, outpatient clinics and the every day morning reviews. 


3. What was your least favorite posting, and why?

Paediatrics. 

Too much tension in that department, it was as if I was walking around egg shells so I was always stressed out.


4. Your best call ever?

The calls I didn’t do (either sold or simply helped)😃😀


5. Your worst call ever?

Labor ward calls….arrrgh!!!


6. Nicest Chief(s) to work with:

Dr. Sule (Obstetrics/Gynecology). He was the coolest, calmest and the most collected of all.


7. Life lessons from House job:

i. When you get what you want make sure you want what you get.

ii. God can be trusted even when life makes no sense. 

iii. Life not only takes time, life takes effort. 


8. What are you thankful for?

God’s protection over my life as a resident outside the hospital facility, and over my health during the Lassa fever scare, despite being in close contact with a patient that eventually tested positive. 


9. Your most embarrassing moment?

The day a consultant made me cry because I came late for morning review. 


10. Rate your HouseJob Experience on a scale of 1-5:

3/5


11. Call food, Yay or Nay?

Nay. I’ll eat a home-cooked meal any day. 


12. Longest day of Housejob?

Every day as a Team A member during my Paediatric Posting. Surviving each day was a testimony. 


13. Happiest day during Housejob:

The last day of Housejob, which happened to be a day before my next call 😂. Indeed, I serve a living God.


14. New skills learnt?

Practically everything from securing an IV access to inserting a urinary catheter to scrubbing in for surgery.  

15. Any regrets?

Not taking a single vaginal delivery (but I’m a pro, now😄)


16. Most admirable consultant:

Dr. Nwafulume, simply because I was given the rest of the day off, the day we lost one of our colleagues.


17. Most likely specialty and why?

Psychiatry. For the love of mental health.


18. Most unlikely specialty. Why?  

Obstetrics and Gynecology. I detest the smell of perineal blood and waiting on labor patients is such a nightmare for me. 

19. Unforgettable patients: 

i. One of my very first patients as a House officer, who was managed as a case of ruptured typhoid ileitis. His recovery was nothing short of the miraculous. 

Like Deby said, Truly we (doctors) treat but it is God who heals.

ii. Another unforgettable patient was a young woman we managed during my surgery rotation who passed on due to complications. I’m still in touch with one of her sons, and each encounter is a sad reminder.  

iii. I once assisted in resuscitating a “Jane Doe” in the Emergency Room, who was involved in a RTA that involved multiple casualties. She couldn’t have been more than six years old, sadly she did not survive. To the best of my knowledge, no parents or caregivers came forward to claim the body (or maybe they were involved in the accident as well). 


20. Something to miss about Housejob: 

My friends. 

21. If not medicine, what?

Probably, Clinical Psychology.


22. What next after Housejob?

The Medical Officer life, then hopefully Residency. 


23. More important as an Houseofficer, skill or stuff?

Both are equally important.

But if you must find the balance, choose skill over stuff, ‘cos after HJ you’re mostly O.Y.O.


24. Favorite mantra? 

“We don’t complain, we give thanks.”


25. Shout out to (tag 3 HOs):

3 is a joke right?? Of Course it is. 

I want to appreciate all my colleagues that made my Housejob experience an awesome one. 

From @DrChimereze, the first person to show me my way around FMCL, to my unforgettable Flatmates @Emeka and @Osas, who treated me like a lady throughout our stay together, to my rotation partners @Vicky, @Comfy, @Tony, and @Nonso, who had my back always throughout our one-year-ride, to my amazing friends-turned-sisters @Sarah and @Debyo, to my one in a million sugar partner @DrM, my dearest @SPO, the ever friendly @Efosa_M.D, the easy going @DrAmeh, @KingJosh, and @DrFortune, thank you, thank you and thank you very much!!!

***

Editor’s Note: 

And the series Housejob Chronicles is officially a wrap. I hope you enjoyed each post. Don’t forget to send me an email at lolade1512@gmail.com if you have specific questions about Housejobs in Nigeria. 

Thank you for reading,

:::requ1ne:::
    ❤️❤️❤️

Book Review|| Money Won’t Make You Rich

The problem is not in how much you earn but in how much you spend. To the extent to which you’re able to reduce your expenses, you’re able to accumulate wealth – Sunday Adelaja





Author: Sunday Adelaja. 

Genre: Christian, Personal Finance.

||How I came across the book

On a visit to one of my friends last year, I stumbled on the title and decided it’s a must read.

||Expectations 

While I’m familiar with the Author’s name, it was my first time reading any of his books…so I had my fingers crossed about what to expect. 

||Lessons

A lot of good lessons to be honest…let me highlight a few without copying out the entire book…lol.


What Money is:

– Money is a good slave but a bad master.

– Money is a reward for the production of goods and services. 

– Money moves in the direction of value. The more value you add, the more money you’ll make. 
– If money means to us more than a piece of paper, we are depending too much on it.


What Money is NOT:

– Money is not the same as wealth. If you could have all the comfort that wealth brings, you won’t need money. 

– Every money that comes your way has a source. In actual sense there’s no free money.


Money vs Wealth:

– Wealth is not a miracle, it must be created. It is wickedness to desire what you did not work for.

– Wealth is not a matter of gamble or chance. Lottery is a fool’s way of making money.

– Wealth does not come by working harder or longer, it comes by applying the right principles.

– Income does not determine wealth, knowledge does.

– Knowing the secrets of wealth creation is more important than any monetary handout.

– One principle of wealth creation is to seek to resolve problems and give good service.


On Saving & Investments:

Fools waste money, the mediocre spend money while the wise invest money.

– Savings always add up if we are committed to it.

– Your savings plan should be simple and definite.

– Concentrate on having more assets and investments than you have liabilities.

– Gain takes time. Don’t be in a hurry to reap the benefits of your investments.


On Discipline, Budgeting and Lending:

– Money doesn’t tame desires, only discipline does.

– Personal Integrity is measured by how much you are able to hold on to the promises you make daily to yourself.

– Any amount we put aside from our salary is the only amount we actually get.

– Develop a budget and live by it. A good budget brings order, plan, and focus to your finances. 

– Budgets help you keep your expenses in check. They remove unexpected expenditure from your life.

– Never lend out what you’re not ready to lose or donate. You’re not a bank. 

On Greed and Contentment: 

Greed is the enemy of contentment. It makes you want something so badly that you are willing to violate the rights of others to get it. 

– Greed makes us want more than we can handle. 

– Money will not make you happy, value makes you happy. 

– Godliness with contentment means having a deep gratitude and appreciation to God for what you currently have. 

The Rich vs The Poor: 

True millionaires shun get-rich-quick schemes!

– Rich people have an investment mindset while the poor have a consumer mindset. 

– The rich acquire more assets while the poor acquire more liabilities. 

– The rich are accountable for their money while the poor spend carelessly.

– Successful people love work, the poor only believe in luck.

– The rich do not really work for money, their money works for them. 

– The rich take note of opportunities but the poor overlook them.

– True millionaires live below their means. They would rather live without than buy things on credit.

– A true millionaire knows how to maximize time, talent and resources.

– While the poor are obsessed with having more money, the rich often trust in their own riches rather than God. 

The Christian and Money:

– God is not a philanthropist on a poverty eradication campaign, he is a businessman who entrusts wealth to his faithful stewards. 

– God wants to meet our needs, not satiate our greed. If we measure our lives only by our possessions, we have no more hope than an unbeliever. 

– Money will destroy us if that’s all we are seeking. Money is just a means, not an end.

– God’s kingdom principles apply to money as much as they apply to anything else. 

– God wants us to be rich so we can carry out his purposes, which includes reaching out to the unsaved.

– When God blesses us with money, let us remember it’s God’s.

– If we are not faithful with little, God cannot entrust us with much.

– We can’t blame God for being poor if we refuse to make use of the opportunities he brings our way.

– When you have money working for you, you have the time and opportunity to work for God. 

– A believer should be content living with little as well as with much. 


Personal Finance Rules:

– Do not take a loan if you don’t have a capital that exceeds the loan.

– Never spend on what you can do without.

– Save at least 10 times of whatever you spend on pleasure. 

– The quality of your life is the quality of your thinking, you cannot make a lot of money if you think you can’t.

On Financial Knowledge and Opportunities:

Prayer will not save you from financial ignorance, knowledge will.

– Financial knowledge is like a magnet that attracts more riches. 

– Never stop learning. Continuous Education is the minimum requirement for achieving success.

– Opportunity comes when it comes, and often unexpectedly. We cannot guarantee opportunities, but we can guarantee our preparedness.

– The amount of money people make is a direct result of the amount of knowledge they have.


On Hardwork, Vision and Fulfilling Your Calling:

Master your field. If you’re casual about life, you’ll remain a mediocre.

– Every time you meet a need, you fulfill your calling.

– You alone have the ability to share the knowledge you have gained, for no one else has lived your life.

– Each individual was uniquely designed to meet another individual’s need. No man was created an island.

– Hard work should be enjoyed not endured. Only after you’ve worked hard, should you make time to relax.

– Great people become great by discovering other people’s problems and providing solutions to them.

– What gives us ultimate joy is not the profit of our labor but our contribution to mankind.

– Vision leads to provision. Money flows in the direction of vision. 

– People who achieve success in life never postpone or procrastinate with their vision.

– Don’t compare yourself with others. Compare yourself with your calling and destiny.


On little beginnings and overcoming obstacles:

– Just like a ladder, the higher you go, the more effort it takes to acquire success.

– Those who can minimize the distance between decision and real action are those who become great. 

– The person who does the barest minimum while expecting to accomplish the maximum, is setting himself up for failure. 

– An excellent spirit causes you to go the extra mile. 

– The best way to attack fear is to go ahead and do what you’re afraid of doing.

– Problems can be powerful tools that push people into discovering new ideas and hidden potentials.

The Three Laws of Money:

The first law of money is multiplication.

The second law of money is retention.

The third law of money is investment.


||Conclusion

If you do not already know what you need money for, then you really do NOT need it.


||Challenges

This was a moderately voluminous read and I think in trying to emphasize some points, the writer was quite repetitive. 

While he made many great points, I do not agree with everything he wrote (maybe because I’m yet to get to that level of financial understanding). 

||Recommendations

A good roadmap for every young believer commencing the journey into personal finance.  
***

I hope you enjoyed this review. 

:::requ1ne:::

    ❤️❤️❤️

JUNE 2019|| Mid-Year Review, Reflections And Resolutions.


Hello Fam,

It’s the middle of the year already and God has been indeed faithful.

I’m not exactly where I’d hoped to be (in some aspects of my life) but I celebrate where I am at the moment because it can only get better. 

Amen and Hallelujah. 🙌

Here’s a recap of the post I wrote at the beginning of the year 5 things to do in 2019.

I still need to TRUST God more (not just in words, but through my actions), there are many unrealized goals I have to work towards, and I certainly have to do better with taking stock and giving thanks.   

||REVIEW

(Randomly picked and edited most of these questions from online articles)

1. How would you describe the year so far?

Emm…Interesting (for lack of a better word). 

It’s been that kind of unforgettable year, not in a “big-bang” way, but in a “what else now?” kind of way.

2. What accomplishment(s) are you most proud of?

– Producing, Marketing & Selling a number of the Requine’s Journals and the sincere feedbacks I got from some of my customers (on ways to make the product even better). 

– Finally taking vaginal deliveries and repairing minor lacerations (this time last year it was only a dream).  

3. What major lessons have you learnt in this half-year?

Several. 

i) My life is shaped by my thoughts. A negative mindset will trigger negative actions which will trigger negative outcomes. 

ii) God speaks and the devil speaks, my responsibility is to decide whose voice I listen to.

iii) Success is a spectrum; there’s no total failure – there are only strategies that don’t work at a particular time, in a particular place and with a particular set of people.

iv) I’ve been graced for this season of my life and God is equipping me for the next season already.

v) What I bring to the table determines how I’m valued. To increase my value, I must increase my contributions. 

vi) I have nothing to prove but everything to improve. 

vii) There are always helpers to my destiny, it is my responsibility to pray them in.

viii) Success is attractive and inspires others to succeed. No one argues with results, it is self-proven.

ix) Nothing beats the reassurance that God is for me and with me. He knows what I need even before I ask him.

x) Every blessing is a responsibility, ditto answered prayers.

4. How are you different now than you were 6 months ago?

Physically fatter (sadly😞), a couple of thousands richer (thankfully) and a whole lot wiser.

5. What new relationships have you fostered?

Quite a number, especially with some of my colleagues at work. 

6. In what areas do you feel stuck?

– My current job is pretty demanding (physically and mentally) and I’m really looking forward to a better job opportunity. I can’t continue like this tbh…

– I’m also not getting the most out of my 2019 goals which is really discouraging.


7. What are you most grateful for?

– The gift of Life.

– The gift of Health: Physical and Mental.

– The gift of Men (Friends, Family and Colleagues).

||REFLECTIONS

Looking back to the beginning of this year I was pretty excited even without knowing what the year had to offer. 

2019 has indeed been an interesting year because everything isn’t going exactly according to my plan, but God is reminding me that it’s not up to me to make things happen. 

“Commit your way unto the Lord, TRUST also in him, and HE WILL bring it to pass.” Ps 37:5


I’ve had some exciting moments like getting a job and moving to another town, rekindling some old relationships and fostering new ones, and finding a place of worship where I fit right in.

I’ve also had a couple of challenges like meeting up with the demands of my job, on and off health issues, and experiencing joy in the midst of pain and disappointment.

Then I’ve suffered a few bouts of depression as well…feelings of frustration about being left behind in life, but thankfully I’m back on my feet.  

Partaking of DDK’s Ignition Intensive Series (an online coaching program) was definitely a mind blowing and defining experience for me.

Also, I’ve spent more time, effort and money on self-care (hairdo, beauty products etc) than in previous years. 

Lastly, I’ve read over a dozen books this year including:

Model Marriage (Deg-Heward Mills)

Jumpstart Your Leadership (John C. Maxwell)

For Married Women Only (Tony Evans)

Exploring The Secrets Of Success (Bishop David Oyedepo)

WORDS (Kenneth Hagin)

The Smart Money Woman (Arese Ugwu) 
 
Secrets of An Irresistible Woman (Michelle Mckiney Hammond)


||RESOLUTIONS

Going forward, I have decided to make the most of the remaining months of this year by prioritizing where I currently am over where I think I should be because when all is said and done, 

The best time to live is NOW. 

Henceforth, I choose to:

1) Find joy in the simple things. 

2) Live in the moment everyday. 

3) Be a blessing wherever I find myself.

4) Not stress myself over the things I CANNOT control. 

5) Stop believing the lies of satan that “I’m not enough.” 

So help me God.

***

Cheers to a Fantastic Month!!!

:::requ1ne:::

     ❤️❤️❤️

A DAY IN THE LIFE || A NAIJA DOCTOR’S DIARY


*How my day started*

4:52 a.m. It’s too early, please go back to sleep.

5:17 a.m. No baby, still too early…go back to sleep. 

5:23 a.m. Sighs. Okay…you can get up now. Na work dey rush you. 

5:30 a.m. I’m already in the bathroom when my alarm rings.

After having my bath, I put some food on the gas cooker, then went back to bed to have my quiet time.

I had a quick breakfast of cereal (which will keep me till noon at least)

I also took an antibiotic thanks to a recurrent ear infection I’m battling with.


Then I packed some lunch because no satan is tempting me with stupid hunger at work today.



Finally stepped out of the house around 7:20 a.m. as I’m doing the 8 a.m. to 6:00 p.m. shift today.

***

7:35 a.m My pre-work glow.
Getting a few minutes of me-time.


8:15 a.m. Work has officially started but I’m yet to see my first patient which is very unusual

The first patient I saw was a toddler who had some episodes of vomiting and loose stool, and managed a case of enterocolitis with antibiotics and oral rehydration solution. 

The second patient was a newly diagnosed hypertensive who I spent a considerable amount of time counseling. 

*4 hours later*

12:25 pm It’s LUNCH TIME…yay!!!💃💃💃


1:45 p.m. After attending to a new admission on the ward, my energy level is like 30% . I don’t know where all the food I ate went o. Sighs.

2:00 pm Phew! Just saw my 12th patient for the day.

***

So I was called to see a patient in the Emergency room.

A little girl had a laceration inside her upper lip following a traumatic fall, thankfully the blood loss was minimal and her vitals were stable.


After cleaning out the area, I infiltrated with Xylocaine solution then sutured using vicryl 2.0.  

Though my surgical skills are pretty basic, I did a good job anyway. 



5:50 pm

I just finished reviewing a pregnant woman on the labor ward who is being induced. Every bone in my body feels tired. 

6:00 p.m.

Finally, my shift is over and I can officially take my leave. 💃💃💃

My extremely tired after-work look.😂😂😂

So here’s a list of all the cases I managed today:



***

Thank you for reading. Did you enjoy this blog?

:::requ1ne:::

     ❤️❤️❤️

MAY|| Bounce Back + Life Lately.

Hey there, 

It feels like ages since I last visited this space. 

Like Nigerians would say, a lot of water has passed under the bridge.

The bridge, which in this context is my life. 

So much has happened (the good, the bad and the very ugly..😪😪😪) but the Lord remains good. 

He has never and will never fail.

So where do I start from?

||WORK

Practicing as a medical doctor can be super exhausting.

I thought being a House officer was hard, but the M.O life is NOT beans either. 

I literally work my butts off for every kobo I earn. 

Las, las, Adulting itself na scam, but we will all be alright. 

Still I’m super thankful that I have a job…cos we don’t complain, we give thanks. 🙌

||CURRENTLY LOVING 

Maybe I came a little late to the party, but in the last few weeks I’ve found myself binge-watching a number of VLOGS majorly by Nigerian YouTubers (Home and Abroad)…and most have super interesting content. 

My favorites include:

Let’s just say I found myself a new hobby😀


||HEALTH CHALLENGES

Satan is such a Sadist though. 

And a big liar too.

Yours truly seems to have taken more medications in the last few months than I have taken in an entire year of my life.

It has not been a funny experience, because almost every week there’s one ailment or the other to address.

I don’t know if it has to do with my work environment, stress level, immunity or poor dietary/lifestyle choices, but my health (both physical/mental) has taken a downward spiral lately and that is giving me serious concern. 

Please, pray for a sister. 🙏🏾🙏🏾🙏🏾


||WEDDING FEVER😍😍😍

Well…I have finally arrived at that phase of my life, where the idea of planning for a wedding doesn’t seem so ridiculous anymore.

I’ve been checking out Asoebi colors/combo, prewedding shoot scenes, wedding gown styles and researching a bit about wedding planning budget. 

Now don’t get too excited.

There’s no wedding date or anything yet. 

It’s still all in my head but it may be sooner than you expect…hehe.


||2019 GOALS

Let me just say, IT IS WELL.

And this is more than a cliché, it is REALLY well.

I started 2019 with the mindset of smashing my goals, Left, Right…and Centre.

Now it seems to be the other way round.

Some of my major goals seem to be mocking me right now. 

Like attaining the FitFamLife.

How hard can it be to make fresh fruit smoothies once a week?

It is really well with my soul.

God reminded me of the word he gave me at the beginning of the year:

“Commit thy way unto the Lord; trust also in him; and he shall bring it to pass.”

‭‭Psalms‬ ‭37:5‬ ‭KJV‬‬

http://bible.us/1/psa.37.4-5.kjv

So help me God.

***

Now that you’re upto date with my life, what have you been up to lately?

Please share.

Thank you for reading.

:::requ1ne:::
    ❤️❤️❤️